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Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Re: How hard is to get Apple financing???

You cant change from the itunes to the standard apple card.. you have to apply for the standard apple card just like you did when you applied for the itunes card.. They dont do PC's

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
New Visitor
madk
Posts: 2
Registered: ‎02-13-2012

Re: How hard is to get Apple financing???

This may be a dumb question, but what does recon refer to? How do I contact them? I was just denied and had a score of 675.

Mega Contributor
Creditaddict
Posts: 11,045
Registered: ‎10-23-2007

Re: How hard is to get Apple financing???


madk wrote:

This may be a dumb question, but what does recon refer to? How do I contact them? I was just denied and had a score of 675.


Recon is calling in and talking to a credit underwriter, they have the power most of the time to overturn the computer decision and Barclay is probably the BEST for approval after denial and credit line increases after small approvals..

 

If you look above on forum you will see "back door numbers" open that and look for Barclay.

Waiting is so Overrated! :smileytongue:
New Visitor
madk
Posts: 2
Registered: ‎02-13-2012

Re: How hard is to get Apple financing???

found it! I got approved!

Contributor
sleephla541
Posts: 91
Registered: ‎01-28-2010

Re: How hard is to get Apple financing???


Recon is calling in and talking to a credit underwriter, they have the power most of the time to overturn the computer decision and Barclay is probably the BEST for approval after denial and credit line increases after small approvals..

 

If you look above on forum you will see "back door numbers" open that and look for Barclay.



+1 to this.  Barclays is by far my most generous card.  I originally got approved for $2000 and I asked for $5000 for a balance transfer/bigger computer purchase and they had no problems with this.   I've also opened like 4 more accounts and they haven't closed my account, which some people say they tend to do.  To top it all off, they did an auto-increase to my card to $6500 without asking.  Great company, great customer service.  I'd absolutely recommend them.  


Starting Score (02/01/10): EQ 591, TU 632
Current Score (03/02/11): EQ 765, TU 734
Goal Score by 2011: 775


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Mega Contributor
LS2982
Posts: 14,502
Registered: ‎04-09-2011

Re: How hard is to get Apple financing???


sammyfire2001 wrote:

I was thinking of financing a macbook and was just wondering about the credit requirments.


They primarily pull TU, your score looks good for it, How does your TU file look like?




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
New Visitor
Jayburg
Posts: 1
Registered: ‎02-20-2012

Re: How hard is to get Apple financing???

I was just approved today for a $1,300 credit line with them. I see a lot of You say if I call they will raise it I'm going to try in the morning hopefully they will But if not I'm still satisfied. I have heard they use tu to determine if they accept you but I Dnt know for sure my tu is 705 ...
Established Contributor
Smug
Posts: 874
Registered: ‎12-21-2010

Re: How hard is to get Apple financing???


Creditaddict wrote:

They are however not friendly with Inq.  or very much debt


I had18 inq when I was approved!
Experian® 710/Equifax® 655/TransUnion® 720
Baddies Experian® 2/Equifax® 2/TransUnion® 1/
Last App 2012
Total Credit $99,190.00
Goal 780!
Member
gr2013
Posts: 8
Registered: ‎01-14-2013

Re: How hard is to get Apple financing???

Could you message me the number. I wanted to get my husband a iMac and got denied a year ago, but my credit has improved. And my score is 620.

 

Thanks


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