Reply
Established Contributor
eviLution
Posts: 695
Registered: ‎06-11-2012

Re: How high is your DCU limit?

Yes, it's the same as applying for their credit card except there's a scroll option where you choose to apply for "new visa" or " visa increase".


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 9500 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: How high is your DCU limit?


eviLution wrote:

Yes, it's the same as applying for their credit card except there's a scroll option where you choose to apply for "new visa" or " visa increase".


So there is a luv button for cli?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: How high is your DCU limit?

NFCU has the option of applying for a CLI online.Does DCU have that same online option or must we call in for all credit limit increases?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Member
happy9z
Posts: 7
Registered: ‎12-23-2011

Re: How high is your DCU limit?

Is there any benefit when apply this card? I really dont see any benefit.


Starting Score: 600
Current Score: xxx
Goal Score: 850


Take the FICO Fitness Challenge
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: How high is your DCU limit?


happy9z wrote:

Is there any benefit when apply this card? I really dont see any benefit.


What benefits are you seeking? The two main credit cards offered by DCU(out of 4) is the Visa platinum and platinum reward.First one has benefits but a much lower interest rate, great for running a monthly balace.I opted for the reward card because it saves me money on auto rental insurance when traveling. That is a at lease an additional two hundred bucks in my pocket per month.Go to their website and take a look around. I'm interested in learning if they have an online option for CLI's.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
toppers555
Posts: 548
Registered: ‎09-28-2012

Re: How high is your DCU limit?

I wasn't suppose to be applying for anything else untill may , but I had to step out of garden for auto loans. I applied online instant 5k apporval. conditional apporval of paycheck stub needs to be provided.  clean report besides a co , and judgement that fall off in April ,and may.  2nd highest limit card. 



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Established Contributor
TNTransplant
Posts: 772
Registered: ‎01-03-2012

Re: How high is your DCU limit?


toppers555 wrote:

I wasn't suppose to be applying for anything else untill may , but I had to step out of garden for auto loans. I applied online instant 5k apporval. conditional apporval of paycheck stub needs to be provided.  clean report besides a co , and judgement that fall off in April ,and may.  2nd highest limit card. 


Congrats on your approval!  :smileyhappy:

 

I've been with them since August, and so far they've been great.


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Established Contributor
eviLution
Posts: 695
Registered: ‎06-11-2012

Re: How high is your DCU limit?


MountainHiker wrote:

eviLution wrote:

Yes, it's the same as applying for their credit card except there's a scroll option where you choose to apply for "new visa" or " visa increase".


So there is a luv button for cli?


It's not really a luv button. It's basically like reapplying because you have to fill everything out again and they probably review your account to see how you've been doing. i'll probably try to ask for an increase in june when I have 6 month of history with them.


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 9500 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: How high is your DCU limit?


toppers555 wrote:

I wasn't suppose to be applying for anything else untill may , but I had to step out of garden for auto loans. I applied online instant 5k apporval. conditional apporval of paycheck stub needs to be provided.  clean report besides a co , and judgement that fall off in April ,and may.  2nd highest limit card. 



Congrats on the new card.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: How high is your DCU limit?


eviLution wrote:

MountainHiker wrote:

eviLution wrote:

Yes, it's the same as applying for their credit card except there's a scroll option where you choose to apply for "new visa" or " visa increase".


So there is a luv button for cli?


It's not really a luv button. It's basically like reapplying because you have to fill everything out again and they probably review your account to see how you've been doing. i'll probably try to ask for an increase in june when I have 6 month of history with them.


Thank you for that info.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+