Credit Cards

[eviLution]

Yes, it's the same as applying for their credit card except there's a scroll option where you choose to apply for "new visa" or " visa increase".

[MountainHiker]

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eviLution wrote:

Yes, it's the same as applying for their credit card except there's a scroll option where you choose to apply for "new visa" or " visa increase".

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So there is a luv button for cli?

[MountainHiker]

NFCU has the option of applying for a CLI online.Does DCU have that same online option or must we call in for all credit limit increases?

[happy9z]

Is there any benefit when apply this card? I really dont see any benefit.

[MountainHiker]

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happy9z wrote:

Is there any benefit when apply this card? I really dont see any benefit.

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What benefits are you seeking? The two main credit cards offered by DCU(out of 4) is the Visa platinum and platinum reward.First one has benefits but a much lower interest rate, great for running a monthly balace.I opted for the reward card because it saves me money on auto rental insurance when traveling. That is a at lease an additional two hundred bucks in my pocket per month.Go to their website and take a look around. I'm interested in learning if they have an online option for CLI's.

[toppers555]

I wasn't suppose to be applying for anything else untill may , but I had to step out of garden for auto loans. I applied online instant 5k apporval. conditional apporval of paycheck stub needs to be provided.  clean report besides a co , and judgement that fall off in April ,and may.  2nd highest limit card. 

[TNTransplant]

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toppers555 wrote:

I wasn't suppose to be applying for anything else untill may , but I had to step out of garden for auto loans. I applied online instant 5k apporval. conditional apporval of paycheck stub needs to be provided.  clean report besides a co , and judgement that fall off in April ,and may.  2nd highest limit card. 

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Congrats on your approval!  

I've been with them since August, and so far they've been great.

[eviLution]

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MountainHiker wrote:

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eviLution wrote:

Yes, it's the same as applying for their credit card except there's a scroll option where you choose to apply for "new visa" or " visa increase".

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So there is a luv button for cli?

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It's not really a luv button. It's basically like reapplying because you have to fill everything out again and they probably review your account to see how you've been doing. i'll probably try to ask for an increase in june when I have 6 month of history with them.

[MountainHiker]

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toppers555 wrote:

I wasn't suppose to be applying for anything else untill may , but I had to step out of garden for auto loans. I applied online instant 5k apporval. conditional apporval of paycheck stub needs to be provided.  clean report besides a co , and judgement that fall off in April ,and may.  2nd highest limit card. 

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Congrats on the new card.

[MountainHiker]

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eviLution wrote:

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MountainHiker wrote:

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eviLution wrote:

Yes, it's the same as applying for their credit card except there's a scroll option where you choose to apply for "new visa" or " visa increase".

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So there is a luv button for cli?

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It's not really a luv button. It's basically like reapplying because you have to fill everything out again and they probably review your account to see how you've been doing. i'll probably try to ask for an increase in june when I have 6 month of history with them.

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Thank you for that info.