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New Contributor
KausticRage
Posts: 55
Registered: ‎10-10-2012

Re: How high is your DCU limit?

I recently got approved with a 5k limit.

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: How high is your DCU limit?

I'm excited about this card it's my first non toy limit card and the services seem very nice.I was impressed that the card has rental protection for renting cars. No more paying insurance when renting cars while out of town.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: How high is your DCU limit?

I wonder if any one on this site has a $20K plus limit on their DCU card?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: How high is your DCU limit?

did any of you had to provided proof of income? i had to drive to a branch to give them paystubs and statements

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
New Contributor
KausticRage
Posts: 55
Registered: ‎10-10-2012

Re: How high is your DCU limit?

I didn't have to provide proof of income but I have read that others have.  The only thing I had to provide was my DL and SSN card.

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: How high is your DCU limit?


jsickz32 wrote:

did any of you had to provided proof of income? i had to drive to a branch to give them paystubs and statements


Most have to and especially if the credit limit is sizable. Once a history is established with DCU things like POI will not be as important I would think.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: How high is your DCU limit?


KausticRage wrote:

I didn't have to provide proof of income but I have read that others have.  The only thing I had to provide was my DL and SSN card.


if you ask for a cli they most likely will ask you for them.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Member
JPmorgan
Posts: 59
Registered: ‎05-06-2012

Re: How high is your DCU limit?

I started at 15k.

American Express Blue | American Express PRG | Barclays Apple Financing Visa | Citi AAdvantage Visa Signature | Discover More | JP Morgan Palladium | Ameriprise World Elite Mastercard | Chase Sapphire Preferred

Established Contributor
eviLution
Posts: 704
Registered: ‎06-11-2012

Re: How high is your DCU limit?

Is it cuz your income is high or do you have other cards with high CLs?

Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: How high is your DCU limit?


JPmorgan wrote:

I started at 15k.


Sweet limit.I sense high scores on your credit report. I have a feeling DFCU will offer a nice limit once history has been established with them.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured

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