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Valued Member
Posts: 64
Registered: ‎11-01-2012
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How high should i go?

Im due to get a CLI on my walmart discover in two months. My credit limit is $1000 right now. I use my card heavy every month and PIF. I want to ask for a 5K limit do u think thats too much of a jump of 1K?
On my way! $FG
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: How high should i go?

Nope shoot for the stars with GE!! They will counteroffer if they cant do the 5K.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 682
Registered: ‎09-12-2011
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Re: How high should i go?


coroc wrote:
Im due to get a CLI on my walmart discover in two months. My credit limit is $1000 right now. I use my card heavy every month and PIF. I want to ask for a 5K limit do u think thats too much of a jump of 1K?

After reading various posts on here regarding Walmart/GE CLIs, I don't think asking for an increase to $5K is too much.  But why wait for 2 more months?  Unless your last CLI request was very recent, I would call their backdoor number (877-379-8173) tonight and ask.  Good luck!!!  :smileyhappy:

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 809 3/4/15; EX08 812 3/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $11.6K; Citi Simplicity Visa $17.3K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $17.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: How high should i go?

Is that number good for any GE account or just walmart?



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 682
Registered: ‎09-12-2011
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Re: How high should i go?


LS2982 wrote:
Is that number good for any GE account or just walmart?

I wish I knew the answer to that, LS.  Sorry to say that I don't know.  Walmart is the only GE product that I have currently.  I kind of think it might be for all GE accounts as I think they answered saying GE Credit Solutions when I called. 

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 809 3/4/15; EX08 812 3/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $11.6K; Citi Simplicity Visa $17.3K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $17.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: How high should i go?

Im thinking aboit trying it for my walmart card but im only 14 days away feom 4th month CLI spree with my ge accounts and may hurt that chance



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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