@SunnySocal wrote:
@chnceit wrote:
If you have 4 bank cards then you are already maximizing your mix for FICO score.
I already have 3 bank cards, and wanted to get an Amazon card would count as a "retail" card towards my diversification mix (based on Experian's recommendations), and wanted to make sure I was getting the right one (www.amazon.com/storecard).
So are you saying that I could get a 4th bank card instead of an Amazon card and maximize my mix just the same?
I don't recommend getting unneeded credit in attempt to have a "mix" of credit. If the perks of the Amazon store card appeal to you, like the special financing, then go for it. However, if you're just getting something to have it, it seems like a waste
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