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Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
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How is Amex approval now a days?

How long is it taking for the Amex approval now a days? Is any one get instant approval ? or do you have to apply and wait for few days for approval decisions?
New Contributor
Posts: 70
Registered: ‎02-13-2009
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Re: How is Amex approval now a days?

I got an instant approval for a Preferred Rewards Gold last Thursday, should be here tomorrow!

 

Good luck. 

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2/21 - TU 637 EQ 643
3/21 - TU 691 EQ 711

Valued Member
Posts: 36
Registered: ‎12-24-2008
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Re: How is Amex approval now a days?

I just got an instant approval for a Hilton Honors AMEX about a week ago.  Credit line was for 2k and my FICO Score at the time was 722.  At the same time I apped for a BOA AMEX and got that approved for a 2.5K limit.  I know the BOA is a little different though from the regular AMEX card. 
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Posts: 28,098
Registered: ‎04-01-2007
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Re: How is Amex approval now a days?


concorduser wrote:
How long is it taking for the Amex approval now a days? Is any one get instant approval ? or do you have to apply and wait for few days for approval decisions?

I shouldn't ask why you want to know this, should I?

I was approved for a Blue over the phone. Semi-instant; I had time to dust a bookshelf while listening to the CSR go on and on about something or another. Already had the Gold; that might have made a difference.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
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Re: How is Amex approval now a days?


haulingthescoreup wrote: 

 I shouldn't ask why you want to know this, should I?

I am curious to find out how the process works. When I applied for Plum, I got the message "in progress" and it took about 7-10 days for the processing. Now for my Amex Biz Credit card app, I got the same message "in progress". I am wondering if my app is going through a different process instead of instant approval/decline.

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Posts: 28,098
Registered: ‎04-01-2007
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Re: How is Amex approval now a days?


concorduser wrote:

haulingthescoreup wrote: 

 I shouldn't ask why you want to know this, should I?

I am curious to find out how the process works. When I applied for Plum, I got the message "in progress" and it took about 7-10 days for the processing. Now for my Amex Biz Credit card app, I got the same message "in progress". I am wondering if my app is going through a different process instead of instant approval/decline.



Ahh! Sublimating the app'ing urge through biz credit... :smileytongue:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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