How is CAP1 one with GW?

[FretlessMayhem]

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@grneydangl wrote:

Got my second "we're reporting to the bureaus correctly blah blah blah" letter today

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I got something similar to that each time.

[grneydangl]

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@FretlessMayhem wrote:

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@grneydangl wrote:

Got my second "we're reporting to the bureaus correctly blah blah blah" letter today

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I got something similar to that each time.

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Did you decide to give up or did you ever get anything different?

[Anonymous]

So I signed up for Score Watch today and noticed that all but one 30 day late was removed from my Capital One Auto Loan.  So I guess that the GW fax worked!  And it was pretty fast too!  This gives me hope for more GW's!

Tiffany 

[Anonymous]

I need to badly get two Capital One CC accounts removed from my credit reports.

One went to a collection agency. I paid it off, and the status is now collection paid/charge off on my True Credit report.

And the other one was closed, once I completely paid the entire thing off. I was salty. This is one still labled as current though. I don't know if they reported that it has been closed yet.

Plus, both of them have about 8 late payment marks on both of them from the past year. I know all of those late payment marks are hurting my score. I think my score would jump significantly if I was ever to get them removed.

[Anonymous]

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@orl2185 wrote:

They won't give another card for my life though They got a very good memory. My baddies are still on their internal records.

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. I had a $300 C.O
in 2004. I got a $500 CL in 2006 and a $2.5k nov 2007 that auto increased to 3k in Mar.

[ChuckG]

6 GW letters to Cap1 (3 different addresses).

Just received my 6th identical response today:

Thanks for contacting us about your credit bureau report. We send information on the status of your account to the credit reporting agencies once a month. The agencies keep accounts on your credit report for approximately 7 years from the first date of delinquency.

If you have additional questions about your credit report, you can contact the following credit reporting agencies directly:

Sincerely, DB
Capital One Services, Inc.


So basically no one at Cap1 reads a GW letter... they are probably so used to seeing them by now (mostly members from this board I'd wager), that they just skim them, trash them, and fire off a form letter.

I think I'm going to save the $25 bucks I'd spend in postage over the next 5 years and buy myself a couple cocktails instead.

[msheresy]

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Tiffany1971 wrote:

So I signed up for Score Watch today and noticed that all but one 30 day late was removed from my Capital One Auto Loan.  So I guess that the GW fax worked!  And it was pretty fast too!  This gives me hope for more GW's!

Tiffany 

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What is the fax number that you used?  Cover letter?  Info?