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Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

How is Chase with CLI?

 
Senior Contributor
UpUpUp
Posts: 3,017
Registered: ‎06-03-2008

Re: How is Chase with CLI?

Waiting to find this out myself. Just had my 2nd statement cut. I'm wondering if they will auto around 6 month mark. I really am not wanting to waste a hard on CLI.
 
Are you wondering about auto or request?
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007

Re: How is Chase with CLI?

Likely a hard pull. Not many get a soft CLI with Chase but some might be fortunate.
Established Contributor
plasticguy
Posts: 556
Registered: ‎02-21-2008

Re: How is Chase with CLI?

They're really not dependable when it comes to Autos, you best bet is to ask for one.
Senior Contributor
UpUpUp
Posts: 3,017
Registered: ‎06-03-2008

Re: How is Chase with CLI?



plasticguy wrote:
They're really not dependable when it comes to Autos, you best bet is to ask for one.


Aw, pooh. I have a crap limit on my Freedom card and have been putting lots o' cash through that card and PIF multiple times a month. I was really hoping to be rewarded. :smileysad:
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Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: How is Chase with CLI?

My Chase Borders hits six months on 8/20. I'll let you know if any magic happens, but I'm not holding my breath. :smileyvery-happy:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Senior Contributor
UpUpUp
Posts: 3,017
Registered: ‎06-03-2008

Re: How is Chase with CLI?



haulingthescoreup wrote:
My Chase Borders hits six months on 8/20. I'll let you know if any magic happens, but I'm not holding my breath. :smileyvery-happy:

What's your pattern of use with the card. Are you workin' it?
Established Contributor
miahmarie
Posts: 648
Registered: ‎02-04-2008

Re: How is Chase with CLI?

I have had two both were hard. Not sure i will press it again. The first one was $2k the second $1k. So unless they decide to give it to me, I will not ask anymore!
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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: How is Chase with CLI?

[ Edited ]

UpUpUp wrote:

haulingthescoreup wrote:
My Chase Borders hits six months on 8/20. I'll let you know if any magic happens, but I'm not holding my breath. :smileyvery-happy:

What's your pattern of use with the card. Are you workin' it?


Card CL is $3500, APR is a deeply humorous 20.99%, like they'll ever get a penny of interest from me:

month 1: $307.96
month 2: $214.23
month 3: $107.10
month 4: $80.47
month 5: $245.03
so far this month: $318.48

I'm hardly working it to death by any means. I'm actually waiting for Borders to go under or get merged in with Barnes and Noble, and then Chase will have to offer me a regular card, at which point I'll bargain for the Freedom Plus.

So I'm not in any particular hurry.


edit to add: I PIF before the statement date, except for one oops.

Message Edited by haulingthescoreup on 08-09-2008 01:57 PM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Senior Contributor
UpUpUp
Posts: 3,017
Registered: ‎06-03-2008

Re: How is Chase with CLI?



haulingthescoreup wrote:

UpUpUp wrote:

haulingthescoreup wrote:
My Chase Borders hits six months on 8/20. I'll let you know if any magic happens, but I'm not holding my breath. :smileyvery-happy:

What's your pattern of use with the card. Are you workin' it?


Card CL is $3500, APR is a deeply humorous 20.99%, like they'll ever get a penny of interest from me:

month 1: $307.96
month 2: $214.23
month 3: $107.10
month 4: $80.47
month 5: $245.03
so far this month: $318.48

I'm hardly working it to death by any means. I'm actually waiting for Borders to go under or get merged in with Barnes and Noble, and then Chase will have to offer me a regular card, at which point I'll bargain for the Freedom Plus.

So I'm not in any particular hurry.


edit to add: I PIF before the statement date, except for one oops.

Message Edited by haulingthescoreup on 08-09-2008 01:57 PM

Actually, it might be interesting to see which (if either) of us gets a CLI around 6 months or so.  You've been fairly reserved with your spending. I on the other hand have been pushing about 2x my limit through my Freedom card (for the rewards) and PIF a few times a month...also with the exception of one oops where it report $262 statement balance. I'm eager to if spending habits come into play at all, considering we both generally PIF.


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