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When you say your DTI is low, does that mean you have a lot of debt? Or does it mean your debt is low?
chartley3 wrote:I think they take into consideration not only current utility but DTI when granting CLI's. I know when I apped with chase and called for a recon the analyst on the other side stated that by DTI was quite low and how much did I pay per month toward my CC balances.
aftermath wrote:
When you say your DTI is low, does that mean you have a lot of debt? Or does it mean your debt is low?
chartley3 wrote:
I think they take into consideration not only current utility but DTI when granting CLI's. I know when I apped with chase and called for a recon the analyst on the other side stated that by DTI was quite low and how much did I pay per month toward my CC balances.
GFer wrote:
Does this mean that when I apply for a credit card I could possibly get a higher cl if I include income of everyone in home?Seeings how I live with family, I only put my income down.Wouldn't do it--just curious.