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Regular Contributor
charyot77
Posts: 220
Registered: ‎06-21-2010

Re: How is the 61 day AMEX time period calculated?


youngandcreditwrthy wrote:
No.. I mean if you get denied a cli, there's no min wait time to request a cli again.. So if you get a cli, yeah you have to wait. Lol I think it'd be silly to reequest/recieve one more often than that anyway. The fact that you can get an initial 3xcli at 61 days is amazingly shocking to me!! Haha :-)

Thanks...I will definitely be trying again in a week or so.  

 

I'm too much of a safe player to go for the full 3X increase though....my goal is to just go from $3k to $5K so I can start getting signature cards with other banks. :smileyhappy:

Valued Contributor
youngandcreditwrthy
Posts: 3,777
Registered: ‎08-16-2012

Re: How is the 61 day AMEX time period calculated?

Yw :-). 3xcli for me at 61 days would be $10.5k, but I only want $10k haha I might request $10,350 haha or $10,400.... Not a full 3xcli :-P
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: How is the 61 day AMEX time period calculated?

lol i'm not that greedy, and not like I really need the increase right now since I have over 50k revolving lines, I might ask for $5500 to $10,000


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
youngandcreditwrthy
Posts: 3,777
Registered: ‎08-16-2012

Re: How is the 61 day AMEX time period calculated?

I'm not greedy.. I don't need it either... I'm just trying to build my credit....!! Having a large amount of unused credit is a huge plus for your FICO. If I had a $10k Amex, it's likely I'd never need to use another card ever!!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k

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