Reply
Regular Contributor
charyot77
Posts: 237
Registered: ‎06-21-2010
0

Re: How is the 61 day AMEX time period calculated?


youngandcreditwrthy wrote:
No.. I mean if you get denied a cli, there's no min wait time to request a cli again.. So if you get a cli, yeah you have to wait. Lol I think it'd be silly to reequest/recieve one more often than that anyway. The fact that you can get an initial 3xcli at 61 days is amazingly shocking to me!! Haha :-)

Thanks...I will definitely be trying again in a week or so.  

 

I'm too much of a safe player to go for the full 3X increase though....my goal is to just go from $3k to $5K so I can start getting signature cards with other banks. :smileyhappy:

Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: How is the 61 day AMEX time period calculated?

Yw :-). 3xcli for me at 61 days would be $10.5k, but I only want $10k haha I might request $10,350 haha or $10,400.... Not a full 3xcli :-P
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: How is the 61 day AMEX time period calculated?

lol i'm not that greedy, and not like I really need the increase right now since I have over 50k revolving lines, I might ask for $5500 to $10,000


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: How is the 61 day AMEX time period calculated?

I'm not greedy.. I don't need it either... I'm just trying to build my credit....!! Having a large amount of unused credit is a huge plus for your FICO. If I had a $10k Amex, it's likely I'd never need to use another card ever!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}