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Regular Contributor
charyot77
Posts: 235
Registered: ‎06-21-2010

Re: How is the 61 day AMEX time period calculated?


youngandcreditwrthy wrote:
No.. I mean if you get denied a cli, there's no min wait time to request a cli again.. So if you get a cli, yeah you have to wait. Lol I think it'd be silly to reequest/recieve one more often than that anyway. The fact that you can get an initial 3xcli at 61 days is amazingly shocking to me!! Haha :-)

Thanks...I will definitely be trying again in a week or so.  

 

I'm too much of a safe player to go for the full 3X increase though....my goal is to just go from $3k to $5K so I can start getting signature cards with other banks. :smileyhappy:

Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: How is the 61 day AMEX time period calculated?

Yw :-). 3xcli for me at 61 days would be $10.5k, but I only want $10k haha I might request $10,350 haha or $10,400.... Not a full 3xcli :-P
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: How is the 61 day AMEX time period calculated?

lol i'm not that greedy, and not like I really need the increase right now since I have over 50k revolving lines, I might ask for $5500 to $10,000


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: How is the 61 day AMEX time period calculated?

I'm not greedy.. I don't need it either... I'm just trying to build my credit....!! Having a large amount of unused credit is a huge plus for your FICO. If I had a $10k Amex, it's likely I'd never need to use another card ever!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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