How likely am I to get approved for BCE?

mtejeda · ‎11-27-2012

My AAoA is 8 months and my oldest TL is 1 year and 4 months

Chase Freedom opened 9/12

Discover More opened 8/12

Wells Fargo Cash Back opened 1/12

I have a few student loans as well, I am just waiting until next month in order to drop my utilization to about 3%

Do you guys think I have a shot? or should I try for a charge card?

daybreakgonesXe · ‎11-17-2012

In my personal opinion you're more likely to be approved for a charge than the BCE so far. If you're willing to wait at least 4 months, then you have a good shot at the BCE!

EQ FICO 730 Credit Karma (TU) 5/6/13 763 Transrisk 5/14/13 849/990 CreditSesame (EX) 5/8/13 779 Credit.com (EX) 5/7/13 758/900 FICO Estimate 760 Vantage Estimate 832/990

Brandnick · ‎11-07-2012

What is your fico score now ?

Based on a lot of other persons posts you should be safe if you are over 720, however I have seen persons getting approved with score starting from 680

The more important question is what is the purpose of getting a new card if its " just because " then don't get one if it because you need it them try.

Current Score: 771 - 11/21/2012/ Amex Pull
Late Payment: 0 / Collections: 0
AAOA: 6.3 Years

"My Scores Yesterday or Last week or even Last month has no value when applying for credit today. The value is not in my score but the information in my credit file. Once the information is good the score will follow"

distantarray · ‎09-25-2011

i would guess 25% chance at best

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

mtejeda · ‎11-27-2012

Brandnick wrote:
What is your fico score now ?

Based on a lot of other persons posts you should be safe if you are over 720, however I have seen persons getting approved with score starting from 680

The more important question is what is the purpose of getting a new card if its " just because " then don't get one if it because you need it them try.

My fico score is 704. I am getting this card mainly because of the consistent reward categories on gas and groceries plus no AF

mtejeda · ‎11-27-2012

distantarray wrote:
i would guess 25% chance at best

So if I apply 4 times in a row i'll get it? Sweet!!!! haha jk

Brandnick · ‎11-07-2012

Ok 704 you have increased your chance to about 70% the risk to Amex is your credit is really young without much history .

Current Score: 771 - 11/21/2012/ Amex Pull
Late Payment: 0 / Collections: 0
AAOA: 6.3 Years

"My Scores Yesterday or Last week or even Last month has no value when applying for credit today. The value is not in my score but the information in my credit file. Once the information is good the score will follow"

distantarray · ‎09-25-2011

lol reminds me of dumb and dumber quote "so do I have a chance? like one in a hundred? no.... one in a million..... so ... your telling me I have a chance! YEA!

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

CruzImperial · ‎07-04-2012

My best bet is to wait until April and you guarantee the approval. Right now there is a risk with new trade lines and young history.

sakhalin070 · ‎08-28-2012

Have you tried AMEX's pre-selector?

FICO: TU 781 EX 776

Credit Cards

How likely am I to get approved for BCE?

Re: How likely am I to get approved for BCE?

Re: How likely am I to get approved for BCE?

Re: How likely am I to get approved for BCE?

Re: How likely am I to get approved for BCE?

Re: How likely am I to get approved for BCE?

Re: How likely am I to get approved for BCE?

Re: How likely am I to get approved for BCE?

Re: How likely am I to get approved for BCE?

Re: How likely am I to get approved for BCE?