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My advice would be to open up a charge card product for the first year, and apply for the BCE later on. Take a look at some of the offerings, such as Premier Rewards Gold, which has no Annual Fee for the first year.
PRG will also give you those gas rewards which will be nice! I would suggest that your odds of approval for PRG are close to 90%
Best of luck to you!
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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