How long after a BK before you can get a good deal on a credit card?
My chapter 7 was discharged in 03. My scores are: TU 553, EQ 649 and EX 682. For a few years I have had an Aspire Visa and an Orchard MC. They have hefty annual and monthly fees. I got denied at citibank. Without the BK I think my FICOs would have been good enough (as long as they don't pull TU.) Is there a credit card with no annual fee with a BK discharged 4 years ago?
Re: How long after a BK before you can get a good deal on a credit card?
MovingForward_2012 wrote: If your BK was discharged in 03, that means it has been almost 10 years, not 4, right?
Holy old thread Batman! You are responding to a thread from 2007..
CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.
Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797