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How long after opting-in?

Established Contributor

How long after opting-in?

About how long after opting back in until you start receiving offers again (if you qualify of course)? 

 

 

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
8 REPLIES
Established Contributor

Re: How long after opting-in?

The website says 1 week

 

i just opt in last night.

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
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Valued Member

Re: How long after opting-in?

There is a website to opt back in?!?!  What is the address?

myFICO Equifax - 675 (June 2013)
myFICO TransUnion - 700! (June 2013)
Credit Karma - 682 (June 2013)
Starting Score - 603 (December 2012)

In the garden since 6/7/2013
Established Contributor

Re: How long after opting-in?


wonderandawe wrote:

There is a website to opt back in?!?!  What is the address?


same website -_-;

 

optoutprescreen.com


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Member

Re: How long after opting-in?

I opted-out over two years ago and I forgot the web address.

 

Thanks for your help! Smiley Happy

myFICO Equifax - 675 (June 2013)
myFICO TransUnion - 700! (June 2013)
Credit Karma - 682 (June 2013)
Starting Score - 603 (December 2012)

In the garden since 6/7/2013
Established Contributor

Re: How long after opting-in?

https://www.optoutprescreen.com/?rf=t

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Super Contributor

Re: How long after opting-in?

Takes something like a week or two. Even then you wont immediately begin getting pre approvals in the mail.


Regular Contributor

Re: How long after opting-in?

What are the pros and cons of doing this? Should I opt out if I'm preparing to get a mortgage?


Starting Score: TU 660 EQ 623 EX 644
Current Score: TU 670 EQ 683 EX ???
Goal Score: 700 on all 3

Freedom: $3k, CSP: $5k, Chase Disney Premier: $5k, AmEx Zync: NPSL, Cap1 NH: $750, Cap1 Plat: $750, USC CU: $500
Frequent Contributor

Re: How long after opting-in?


Mickey11 wrote:
What are the pros and cons of doing this? Should I opt out if I'm preparing to get a mortgage?

Experts in the mortgage forums say to opt out before a mortgage app in order to minimize the chances of a rogue CA seeing ur mortgage search info and trying to "swoop in for the kill" at the last moment. U want no pulls on ur credit when ur shopping for a mortgage or trying to get approved. Opting in allows companies to soft pull ur info - u def dont want that if ur home shopping. . .

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge