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How long before new balance is reported?

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Tankee
Valued Member

How long before new balance is reported?

I just got a credit line increase on 8/3/2015. My statement for August from Capital One posted on 8/3/2015, which shows then new amount. When will this increase be reflected on reports?

Past- EQ- 600; TU-624; EX-608 (10/1/2020)
Current-EQ-629, TU-651, EX-640 (11/1/2020)

Goal: EQ- 700; TU- 700: EX-700
Capital One- $500; Capital One- $500; Credit One- $500 Credit One- $500 Wayfair- $500 Ulta- $500
Message 1 of 6
5 REPLIES 5
OmarGB9
Community Leader
Super Contributor

Re: How long before new balance is reported?

Cap1 is pretty good about reporting, it's just the bureaus are sometimes slow to update lol. Might take up to a couple of weeks iirc.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 6
taxi818
Super Contributor

Re: How long before new balance is reported?


@Tankee wrote:

I just got a credit line increase on 8/3/2015. My statement for August from Capital One posted on 8/3/2015, which shows then new amount. When will this increase be reflected on reports?


The followoing statement. 9-3. is this hard to understand?

edit. They don't treat increases any diffrerent from normal balance reporting. So if your Statement Date is on the 3rd of each month. Then so will your increase be reported. Just sit back and wait it out

Message 3 of 6
Tankee
Valued Member

Re: How long before new balance is reported?

OK Thank you. 

Past- EQ- 600; TU-624; EX-608 (10/1/2020)
Current-EQ-629, TU-651, EX-640 (11/1/2020)

Goal: EQ- 700; TU- 700: EX-700
Capital One- $500; Capital One- $500; Credit One- $500 Credit One- $500 Wayfair- $500 Ulta- $500
Message 4 of 6
Tankee
Valued Member

Re: How long before new balance is reported?

The normal balance reporting has not been reported either.

Past- EQ- 600; TU-624; EX-608 (10/1/2020)
Current-EQ-629, TU-651, EX-640 (11/1/2020)

Goal: EQ- 700; TU- 700: EX-700
Capital One- $500; Capital One- $500; Credit One- $500 Credit One- $500 Wayfair- $500 Ulta- $500
Message 5 of 6
Anonymous
Not applicable

Re: How long before new balance is reported?

Can't speak for every situation, but my CLI's on all of my cards usually don't update until the next reporting period or after the next statement cuts. (these are usually within a few days of each other)

Message 6 of 6
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