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@colindidit wrote:
My scores are in my sig. And I have about 6 or 7 inquiries on TU that's who they pull. Have about a year relationship with chase and two cards. Idk my chances
chase uses a variety of models.
they have their own internal scoring (which is like vantage model), and they also pull fico scores together with credit reports.
if you already have banking relationship with Chase in good standing, your chances are a lot higher.
Try the pre-approval tool on Chase credit card website and see if you are pre-approved for freedom.
Your chances of getting a freedom is very high. The only wild card with Chase is whether are they going to give you a real card or a toy limit card.
what is your AAoA and age of most recent account? What is your util ratio and number of inquiries on EX?l
Do you usually carry a balance on your Chase Amazon card?
has your amex and discover been reported to credit bureaus yet?
@colindidit wrote:
I don't have any pre approvals :/ and that's what I'm worried about is a toy limit
Credit limit is overrated.
Pre-approval is also overrated.
@HiLine wrote:
@colindidit wrote:
I don't have any pre approvals :/ and that's what I'm worried about is a toy limitCredit limit is overrated.
Pre-approval is also overrated.
Low rewards card are *way* overrated, in my view.