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Established Contributor
Posts: 669
Registered: ‎11-13-2012
0

How long between chase approvals

I'm sure this has been asked ad nauseam, but how long between chase approvals can you safely apply for another card? I've been targeting the freedom for the past year. I just got the Disney in November and want to get rid of my amazon chase.
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Frequent Contributor
Posts: 356
Registered: ‎01-16-2013
0

Re: How long between chase approvals

I applied for and was approved for the Chase Amazon and the CSP within about 2 weeks I think. I think as long as your profile looks pretty good, I wouldn't put too much stock into a certain period of waiting.



Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 777, myFICO TU: 778, myFICO EX: 779
My Wallet: NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 06/08/15
Frequent Contributor
Posts: 390
Registered: ‎03-24-2013
0

Re: How long between chase approvals

I got the Freedom and Amazon Rewards on the same day. I did the Rewards card first and they were able to recognize I was already approved for one of their cards so I wasn't like I flew under the radar.



|| Barclaycard Rewards Visa $5500 || AMEX BCE $2000 || Discover IT $3000 || Amazon Rewards Visa $1800 ||
|| Chase Freedom $2700 || CSP $5000 || Chase Marriott Premier $7500 || Sallie Mae MC $3800 ||

FICO Scores: EX 752 (3/13/13) || EQ 782 (10/4/13) || TU 724 (1/18/13)

In the garden as of 10/12/2013
Established Contributor
Posts: 669
Registered: ‎11-13-2012
0

Re: How long between chase approvals

That makes sense. I just don't want to waste an inquiry and have to recon. I have 7 on TU which is who they pull here. But they're falling off ahead of schedule. Inquiries from November have already came off. Lol I think my credit reports glitching
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Established Contributor
Posts: 939
Registered: ‎07-24-2012
0

Re: How long between chase approvals

Go for it and if you have to recon (it's Chase recons are actually pleasant) offer to PC or give up the Amazon card. Or keep the Amazon card but transfer all but $500 to the new Freedom card. 

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: How long between chase approvals


scenery_guy wrote:

Go for it and if you have to recon (it's Chase recons are actually pleasant) offer to PC or give up the Amazon card. Or keep the Amazon card but transfer all but $500 to the new Freedom card. 


can't PC from amazon card to others. I guess this is due to an arrangement Chase has with Amazon. I tried mine for over a year, but they just wouldn't allow it Smiley Sad

or maybe, i'm just unlucky.

 

I got my CSP on monday, and applied for Freedom on Friday and got approved. about 5 days in between 2 Chase cards.

I don't think they really care how long between each approval as long as you are in good standing. Having prior relationship with them helps increases chances by a lot. 

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
Posts: 2,039
Registered: ‎01-24-2012
0

Re: How long between chase approvals

Usually if you apply for mutliple cards within 30 or sixty days the system will automatically decline you. All you have to do is ring them and ask someone to push it through. November is plenty of time for you to apply for another one and not get declined for too many applications with them.

Blogger
Posts: 3,367
Registered: ‎10-19-2012
0

Re: How long between chase approvals

I think you're overthinking it. I have yet to hear of a denial due to insufficient amount of time elapsed from the last approved application. 

Frequent Contributor
Posts: 310
Registered: ‎02-19-2013
0

Re: How long between chase approvals

How good are your reports/score ? I applied for the CSP & then the Freedom at the same exact time.

I got approved instantly for the CSP then got the, "Decision Pending," for the Freedom. Recon'd immediately & got approved for it. They pulled EQ for me & mine was 750 FICO at the time.
   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Established Contributor
Posts: 669
Registered: ‎11-13-2012
0

Re: How long between chase approvals

My scores are in my sig. And I have about 6 or 7 inquiries on TU that's who they pull. Have about a year relationship with chase and two cards. Idk my chances
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...

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