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Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012

How long can sleeping cards lie...

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‎09-14-2012 07:56 PM

Before the issuer closes them? I have two I want to kill but not until I get my freedom.
Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660


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Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: How long can sleeping cards lie...

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‎09-14-2012 08:48 PM

I guess it would depend on the creditor. My mom has not used her Fingerhut account in over 2 years and she just received another cli last week..lol

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/0, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
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firesoul453
Posts: 142
Registered: ‎08-24-2012

Re: How long can sleeping cards lie...

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‎09-14-2012 08:58 PM

calihlove75 wrote:

I guess it would depend on the creditor. My mom has not used her Fingerhut account in over 2 years and she just received another cli last week..lol

Fingerhut is the biggest ripoff ever! There things often cost double of other online store (from the few items I checked)

 

 

 

But about the old card. I'd use them (spend a few dollars) and pay it off to get some useage.

My ultimate credit wish,
a JP Morgan Palladium card
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