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Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012

How long can sleeping cards lie...

Before the issuer closes them? I have two I want to kill but not until I get my freedom.

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Established Contributor
calihlove75
Posts: 786
Registered: ‎05-16-2012

Re: How long can sleeping cards lie...

I guess it would depend on the creditor. My mom has not used her Fingerhut account in over 2 years and she just received another cli last week..lol


100% Ficos: EX 762, TU 767, EQ 754 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-2/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $8000~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $14,000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Contributor
firesoul453
Posts: 147
Registered: ‎08-24-2012

Re: How long can sleeping cards lie...


calihlove75 wrote:

I guess it would depend on the creditor. My mom has not used her Fingerhut account in over 2 years and she just received another cli last week..lol


Fingerhut is the biggest ripoff ever! There things often cost double of other online store (from the few items I checked)

 

 

 

But about the old card. I'd use them (spend a few dollars) and pay it off to get some useage.

My ultimate credit wish,
a JP Morgan Palladium card

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