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How long can sleeping cards lie...

Frequent Contributor

How long can sleeping cards lie...

Before the issuer closes them? I have two I want to kill but not until I get my freedom.

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Message 1 of 3
2 REPLIES
Established Contributor

Re: How long can sleeping cards lie...

I guess it would depend on the creditor. My mom has not used her Fingerhut account in over 2 years and she just received another cli last week..lol

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 2 of 3
Contributor

Re: How long can sleeping cards lie...


calihlove75 wrote:

I guess it would depend on the creditor. My mom has not used her Fingerhut account in over 2 years and she just received another cli last week..lol


Fingerhut is the biggest ripoff ever! There things often cost double of other online store (from the few items I checked)

 

 

 

But about the old card. I'd use them (spend a few dollars) and pay it off to get some useage.

My ultimate credit wish,
a JP Morgan Palladium card
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