06-03-2010 07:01 AM
I got mine in July 2009 when my scores were around 620. Since then, I've gotten two NFCU, one Capital One, and AMEX about two weeks ago. Now that I am letting them go, I realize they helped me when I needed them, but I didn't need them very long! 10 months starting at $500 with no CLI and $6 a month in fees...now there is so much more to be had in the credit card world! How long did you/have you had yours before better cards were available to you?
06-03-2010 07:47 AM
Congrats on your great work!
I had my Orchard for 11 months and cancelled before the AF was due. They were great for rebuilding - I recommend them. And I'm a fan of closing them as soon as they're no longer needed. Never paid a penny of interest, btw.
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