Credit Cards

[heatherbee]

I got mine in July 2009 when my scores were around 620.  Since then, I've gotten two NFCU, one Capital One, and AMEX about two weeks ago.  Now that I am letting them go, I realize they helped me when I needed them, but I didn't need them very long!  10 months starting at $500 with no CLI and $6 a month in fees...now there is so much more to be had in the credit card world!  How long did you/have you had yours before better cards were available to you?

[beamMEup]

Congrats on your great work! 

I had my Orchard for 11 months and cancelled before the AF was due.  They were great for rebuilding - I recommend them.  And I'm a fan of closing them as soon as they're no longer needed.  Never paid a penny of interest, btw.

[cantex]

11mths and 20 days.  App spree just before so I didn't get charged the AF.