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How long do CC backlist you?

Senior Contributor

Re: How long do CC backlist you?

Maybe "black lists" is not the most accurate term.  Macy's does maintain long term data going back decades.

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Message 11 of 12
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Regular Contributor

Re: How long do CC backlist you?

I got back in with BOA after a chargeoff-  It was kind of sneaky, but my Citi card was sold to BOA a few months ago and I haven't had a problem yet.  I'm hoping they don't catch me.
Message 12 of 12