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How long do i have to wait before i app for Citi again?

Regular Contributor

Re: How long do i have to wait before i app for Citi again?


vngouiowa wrote:

Tommy5746 wrote:

I was recently approved for a Citi Dividend.. I was approved about 7 days ago... I really want the Citi Diamond too... Do they allow you to apply that close together?


@Tommy

How much CL they gave to you ?

Thnx


they gave me 3k

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 11 of 22
Established Contributor

Re: How long do i have to wait before i app for Citi again?

@Tommy,
Good luck!! Im sure you'll get it, it may not be as much cl as your dividend, but an approval is an approval. Citi is known to grow with you so i wouldn't even worry about the initial CL. Come back and let us know how it goes!


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 12 of 22
Regular Contributor

Re: How long do i have to wait before i app for Citi again?


gettnthere wrote:
@Tommy,
Good luck!! Im sure you'll get it, it may not be as much cl as your dividend, but an approval is an approval. Citi is known to grow with you so i wouldn't even worry about the initial CL. Come back and let us know how it goes!
Thank You gettnthere!! I was approved for a CL of 3k! same exact as my Dividend! Believe it or not it was initially not approved.. I was like oh great! then i called the number in the sticky thread and they said it wasnt initially approved because they wanted to make sure it was me actuslly applying since i applied so soon between the first and second one and that it wasnt fraud.. once they confirmed it was me they approved it.. Thanks for all your support guys!
Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 13 of 22
Established Contributor

Re: How long do i have to wait before i app for Citi again?

Congrats on the 2 cards! I wanted to ask about your shell card. I just got mine in the mail and was wondering how citi is with cli's? I am hoping that is one that will grow with me and get me in good with citi.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 14 of 22
Regular Contributor

Re: How long do i have to wait before i app for Citi again?


snowkitty wrote:
Congrats on the 2 cards! I wanted to ask about your shell card. I just got mine in the mail and was wondering how citi is with cli's? I am hoping that is one that will grow with me and get me in good with citi.

Thank you! Since i received my shell card i havent received a CLI... However i also havent applied for one.. Everytime i log into my account they keep asking me if i would like to apply for a CLI but the only reason i dont is because im also certain its a hard pull because before you click the "submit" button at the bottom of the page it says "you give Citi permission to pull your credit report" which leads me to believe its a hard pull, not a soft..

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 15 of 22
Established Contributor

Re: How long do i have to wait before i app for Citi again?

Congrats!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 16 of 22
Established Contributor

Re: How long do i have to wait before i app for Citi again?

Thanks for letting me know. It's also good to know it would be a hp.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 17 of 22
Regular Contributor

Re: How long do i have to wait before i app for Citi again?


rtw wrote:

Congrats!


Thanks!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 18 of 22
Established Contributor

Re: How long do i have to wait before i app for Citi again?

@tommy,

Do you know which CR Citi was pulling for your app's and around about your Fico? Thinking about going after Citi early next year, so im trying to put together some info.

CONGRATS ON YOUR APPROVALS!!


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 19 of 22
Regular Contributor

Re: How long do i have to wait before i app for Citi again?


gettnthere wrote:
@tommy,

Do you know which CR Citi was pulling for your app's and around about your Fico? Thinking about going after Citi early next year, so im trying to put together some info.

CONGRATS ON YOUR APPROVALS!!

Thank You!!!

They pulled Experian both times... i checked my Fico about 2 months ago and it was at 644 at the time.. But it must have gone up some since then because im not sure a 644 Fico would obtain a Prime Citi card.. I do believe that having the shell Citi card did help me because i applied for Citi about twice before i had the shell citi card and was denied both times... GOOD LUCK! let us know how you make out when you decide to app!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 20 of 22