09-26-2012 07:25 AM
I was recently approved for a Citi Dividend.. I was approved about 7 days ago... I really want the Citi Diamond too... Do they allow you to apply that close together?
How much CL they gave to you ?
they gave me 3k
09-26-2012 10:37 AM
09-26-2012 11:01 AM
Good luck!! Im sure you'll get it, it may not be as much cl as your dividend, but an approval is an approval. Citi is known to grow with you so i wouldn't even worry about the initial CL. Come back and let us know how it goes!
Thank You gettnthere!! I was approved for a CL of 3k! same exact as my Dividend! Believe it or not it was initially not approved.. I was like oh great! then i called the number in the sticky thread and they said it wasnt initially approved because they wanted to make sure it was me actuslly applying since i applied so soon between the first and second one and that it wasnt fraud.. once they confirmed it was me they approved it.. Thanks for all your support guys!
09-26-2012 11:50 AM
09-26-2012 11:56 AM
Congrats on the 2 cards! I wanted to ask about your shell card. I just got mine in the mail and was wondering how citi is with cli's? I am hoping that is one that will grow with me and get me in good with citi.
Thank you! Since i received my shell card i havent received a CLI... However i also havent applied for one.. Everytime i log into my account they keep asking me if i would like to apply for a CLI but the only reason i dont is because im also certain its a hard pull because before you click the "submit" button at the bottom of the page it says "you give Citi permission to pull your credit report" which leads me to believe its a hard pull, not a soft..
09-26-2012 12:03 PM
09-26-2012 12:09 PM
09-27-2012 03:10 AM
09-27-2012 05:11 AM
Do you know which CR Citi was pulling for your app's and around about your Fico? Thinking about going after Citi early next year, so im trying to put together some info.
CONGRATS ON YOUR APPROVALS!!
They pulled Experian both times... i checked my Fico about 2 months ago and it was at 644 at the time.. But it must have gone up some since then because im not sure a 644 Fico would obtain a Prime Citi card.. I do believe that having the shell Citi card did help me because i applied for Citi about twice before i had the shell citi card and was denied both times... GOOD LUCK! let us know how you make out when you decide to app!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO