How long does Amex keep records?

[Anonymous]

I was on my parents Amex Green in about 1983/4 and I defaulted. I'd like to get back on their card as Authorized User as I am rebuilding credit, but wondering if they will still have records of that default? If so, can I pay it off/settle and get authorized?

[Anonymous]

They have "Elephant Memory"

Do a search for the Oasis phone numbers-

[Anonymous]

888-232-3261
800-843-2273
800-700-7619

[Red1Blue]

Probably few decades if not few centuries. They remembered my account from 18 years ago with out any difficulty.

[haulingthescoreup]

But if you were an AU (or their version) first time around, they might not have you. I have the vaguest memories of once having had a green card and been late on it (yes, I know, I know), so I called them up and asked if I had left any messes that I could clean up. They looked for my social and had no records of me.

All I can guess is that I was on my DH's card or something, although even that doesn't seem quite right.

[Anonymous]

How long?

How long do you plan to live?
Add 55 years to that.

They don't forget.

Message Edited by EddieX on 12-13-2007 01:15 PM

[Anonymous]

Will that 100% preclude me from getting AU? If so, do you think they'd do some sort of Oasis-AU, i.e. allow me to settle for a portion and assign me AU?

[Anonymous]

Even as an AU, they access his crdit and require a ssn.  You can try.  Was the card ever paid off?

[Anonymous]

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EddieX wrote:
How long?

How long do you plan to live?
Add 55 years to that.

They don't forget.

Message Edited by EddieX on 12-13-2007 01:15 PM

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Now that is funny!!!!!!!!!!

[fused]

Amex has great long-term memory, not so sure about their short-term memory lately.