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**How long does a credit card stay on my credit report? Help, Anyone!

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yaya2486
Established Member

**How long does a credit card stay on my credit report? Help, Anyone!

Hi All,

 

I have a credit card that was opened in 2005. The balance is zero, and I need to know when I can have it removed from my credit report.. I wanted to be sure since policies have changed this year. Any knowledge on this would be greatly appreciated! Thanks!



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Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: **How long does a credit card stay on my credit report? Help, Anyone!

It can report for up to 10 years if it was in good standing.

Message 2 of 5
-RED
Regular Contributor

Re: **How long does a credit card stay on my credit report? Help, Anyone!

^ Yep

 

It will report for 10 years from the point said account ends up being closed!

 

Sometimes longer if you are lucky...

-800 or Bust...!
Message 3 of 5
Uborrow-Upay
Valued Contributor

Re: **How long does a credit card stay on my credit report? Help, Anyone!

Am I reading this right?  It sounds like you want it to come off...was this a baddie?

Message 4 of 5
MarineVietVet
Moderator Emeritus

Re: **How long does a credit card stay on my credit report? Help, Anyone!

If it doesn't have a totally outrageous annual fee why do you want to close it? Keep it open and active and let it continue to help your AAoA and credit length history.

 

 

From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772

You can do the same thing with hard work

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Message 5 of 5
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