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Valued Contributor
Posts: 1,314
Registered: ‎07-07-2013
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Re: How long does it take for Chase card to appear

Chase usually takes a lot longer compare to Barclays. Man, Barclays is super fast! :smileylol:

Member
Posts: 31
Registered: ‎11-20-2013
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Re: How long does it take for Chase card to appear

There seem to be a couple of others who also chimed in with straight approvals. But thanks for trying to keep things in line.
Member
Posts: 29
Registered: ‎02-07-2012
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Re: How long does it take for Chase card to appear

Hi finstar do you mena 24 - 72 regular hours or business hours? Still no update on this end and when I call automated system still says application in review. Already tuesday morning. Thanks

Valued Contributor
Posts: 8,060
Registered: ‎10-21-2012
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Re: How long does it take for Chase card to appear


ThriftySaver wrote:

Hi finstar do you mena 24 - 72 regular hours or business hours? Still no update on this end and when I call automated system still says application in review. Already tuesday morning. Thanks


It should be standard hours.  If the hold up is with their portfolio risk review group then maybe it may take a bit longer?  Just check later today and see if they can provide more insight.  It usually wouldn't take this long but stranger things have happened before.

Member
Posts: 29
Registered: ‎02-07-2012
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Re: How long does it take for Chase card to appear

oh it finally appeared online today. Thanks for your help guys.

Oh one last quesiton, I recently applied for a Neiman Marcus card and got declined. and this will count as a hard inquiry do you think this credit card rejection may cause chase to evaluate my credit profile and close my accounts or any other banks? I heard that banks sometimes will do random soft pulls on credit profiles to see if there are too many hard pulls and if there is they will close the account?

Valued Contributor
Posts: 8,060
Registered: ‎10-21-2012
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Re: How long does it take for Chase card to appear


ThriftySaver wrote:

oh it finally appeared online today. Thanks for your help guys.

Oh one last quesiton, I recently applied for a Neiman Marcus card and got declined. and this will count as a hard inquiry do you think this credit card rejection may cause chase to evaluate my credit profile and close my accounts or any other banks? I heard that banks sometimes will do random soft pulls on credit profiles to see if there are too many hard pulls and if there is they will close the account?


Glad to hear it finally displayed on your profile.  See, sometimes things just kind of work themselves out eventually.

 

As far as Chase and inquiries in general, not so much.  There's a variety of risky behaviors that lenders are keen for taking notice.  Of course, if you suddenly decide to go on an application binge and gain an excessive number of inquiries, then they will take notice, but so would other lenders.

 

It's mainly a shift in behavior, such as signs of overextension (opening up too many accounts in a short period) or utlization changes (incremental balances in proportion to CLs), CS erosion, and the list goes on.  The finicky ones seem to be Barclays (to some extent), FNBO, WF, Cabelas, Commerce, SunTrust, etc. 

Regular Contributor
Posts: 116
Registered: ‎12-29-2008
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Re: How long does it take for Chase card to appear

I suprisingly saw my Chase Hyatt online yesterday when i signed in. Called to see when it was approved.....Yesterday. 

 

So im  assuming as well it appears the day of. 

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/9K
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