Credit Cards

[bichonmom]

Im just wondering how long it takes for a new Amex to show up on your CR. I haven't apped yet, but would like to know what to expect.

It seems to vary by CCC.

Thanks!

[LS2982]

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bichonmom wrote:
Im just wondering how long it takes for a new Amex to show up on your CR. I haven't apped yet, but would like to know what to expect.

It seems to vary by CCC.

Thanks!

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I've heard up to 60 days sometimes and 30 days sometimes.

[LTomBerry]

It's about a month or so after approval for the first statement to cut, then another week or so for it to report. At least that's what it was for me.

[pizzadude]

Same for me ~ I apped in early Nov, and the TL was reporting by late December, shortly after my first statement.

[drkaje]

Thanks for the post and replies!

Was approved for BCP a week ago and was wondering if there was enough time for backdating and so on before it reported.

[LS2982]

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drkaje wrote:

Thanks for the post and replies!

Was approved for BCP a week ago and was wondering if there was enough time for backdating and so on before it reported.

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Congrats on the BCP! Is that a clear card from AMEX?

[bichonmom]

Thanks for the replies! Since it takes a while for them to report to the CRAs, I guess it's safe to assume that if you can get backdating done, it would first report with the backdated date, instead of being updated later.

[LS2982]

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bichonmom wrote:

Thanks for the replies! Since it takes a while for them to report to the CRAs, I guess it's safe to assume that if you can get backdating done, it would first report with the backdated date, instead of being updated later.

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Did you get an AMEX yet bichon? If not, which one are you going for?

[drkaje]

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LS2982 wrote:

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drkaje wrote:

Thanks for the post and replies!

Was approved for BCP a week ago and was wondering if there was enough time for backdating and so on before it reported.

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Congrats on the BCP! Is that a clear card from AMEX?

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Not entirely certain what it looks like.

It's what I stepped out of the garden for 9 days ago, LOL! Basically, it'll help utilization and be back-dated to '96. Kind of did the math and really had to go for it at some point during the year so January made the most sense.

[pizzadude]

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bichonmom wrote:

Thanks for the replies! Since it takes a while for them to report to the CRAs, I guess it's safe to assume that if you can get backdating done, it would first report with the backdated date, instead of being updated later.

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You are correct.   When your card does report, it will show a date opened of MM/YY where YY is your member since year ( backdated ) and MM is the month you opened the card.