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How long for CLI in freedom

Regular Contributor

How long for CLI in freedom

I recently got approved for the Freedom with a CL of $500, I tried getting a CLI right away with no luck after 2 recons. I want to know how long will I have to wait before I can try again. This will be my everyday card and will probably PIF twice a month. any tips???

Message 1 of 13
12 REPLIES
Regular Contributor

Re: How long for CLI in freedom

Im also interested i got my freedom in July and have put a lot of money through it already. i want to know when i can ask for CLI

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 2 of 13
Moderator

Re: How long for CLI in freedom

I think some folks have had success at the 4 or 6 month mark if they didn't get it right off the bat.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 741, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (1/1/18)
Goal Score:    EQ 5 771, TU 4 750, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (01/01/19)


Take the myFICO Fitness Challenge
Message 3 of 13
Frequent Contributor

Re: How long for CLI in freedom

I would say wait at least 6 months. Chase also ALWAYS does a HP for a CLI request though, so there is no sense requesting one if your credit profile hasn't really changed.

Message 4 of 13
Established Contributor

Re: How long for CLI in freedom

Underwriter at Chase told me 6 months.

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 5 of 13
Regular Contributor

Re: How long for CLI in freedom

I had 72% util. at the moment of the request. Now I got an increase of 1k on my bestbuy card and paid another 1k. Also I just got Cap1 with a 2k CL and the util went down to to 35%. It was really stupid that I asked for it right away, because none of that was reporting at the moment of my request.

Message 6 of 13
Valued Contributor

Re: How long for CLI in freedom

Im also stuck at 500cl with chase freedom :/ .
sucks making 3-4 payments a month so for now its not getting any love
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 7 of 13
Frequent Contributor

Re: How long for CLI in freedom

I just got an increase from $500 to $1,000 after three months. Trying to get more .. I sent an email to the CEO and someone called me yesterday and they're trying to increase it for me more.


Message 8 of 13
Regular Contributor

Re: How long for CLI in freedom

@altayar

did you call to get the CLI? because it would be good if I get an CLI by November.

Message 9 of 13
Frequent Contributor

Re: How long for CLI in freedom

Yes I called the backdoor #. They transferred me to the credit department to process my request which was denied then I was transferred back to the credit specialist who approved half of what I asked for.

 


alboto wrote:

@altayar

did you call to get the CLI? because it would be good if I get an CLI by November.





Message 10 of 13