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How long for a CLI to report on Credit Report?

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Royalbacon
Frequent Contributor

How long for a CLI to report on Credit Report?

At the beginning of September I got a credit limit increase on my Macys card from $300 to $3300 but my credit report keeps showing $300 every time it updated on Creditkarma. And, Not surprisingly, My Amex I got in August still hasn't reported, but I know American Express is extremely slow at reporting new accounts.

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Closed Capital One Venture One $3000 Limit (Opened December 2020, Closed by me September 2022 since I wanted the SavorOne and couldn't product change to it)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Capital One SavorOne $5000 Limit (Opened September 2022)
Sam's Club Mastercard Synchrony Bank $2500 Limit (Opened March 30 2023) (Burned Synchrony in my CH7 BK, One card with a $745 balance)
Idaho Central Credit Union ICCU Visa $10,000 Limit (Opened April 2023)
Message 1 of 6
5 REPLIES 5
OmarGB9
Community Leader
Super Contributor

Re: How long for a CLI to report on Credit Report?

Shouldn't take more than a couple of statement cycles. 8 months is wayyyy too long. I'd call them and see what's up.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 6
Anonymous
Not applicable

Re: How long for a CLI to report on Credit Report?


@OmarGB9 wrote:
Shouldn't take more than a couple of statement cycles. 8 months is wayyyy too long. I'd call them and see what's up.

I agree. My cli's have reported the next month with the payment update.

Message 3 of 6
Royalbacon
Frequent Contributor

Re: How long for a CLI to report on Credit Report?

Sorry that was a Mistake I meant beginning of September, not January. haha I worked a 12 hour shift overnight and am extremely tired at the moment

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Closed Capital One Venture One $3000 Limit (Opened December 2020, Closed by me September 2022 since I wanted the SavorOne and couldn't product change to it)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Capital One SavorOne $5000 Limit (Opened September 2022)
Sam's Club Mastercard Synchrony Bank $2500 Limit (Opened March 30 2023) (Burned Synchrony in my CH7 BK, One card with a $745 balance)
Idaho Central Credit Union ICCU Visa $10,000 Limit (Opened April 2023)
Message 4 of 6
Anonymous
Not applicable

Re: How long for a CLI to report on Credit Report?

Credit line increases usually report with the next statement. Check your statement close date.
Message 5 of 6
OmarGB9
Community Leader
Super Contributor

Re: How long for a CLI to report on Credit Report?


@Royalbacon wrote:

Sorry that was a Mistake I meant beginning of September, not January. haha I worked a 12 hour shift overnight and am extremely tired at the moment


Oh lol. Then that changes everything. In that case, as HF said, check after your next statement cuts.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 6
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