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How long for capital one to report CRA ?

Regular Contributor

How long for capital one to report CRA ?

Hello,

on the 26th of September my first statement cycle closed, and I paid

my bill two days ago. But in my reports it still doesn't show up I have a

a capital one card.

does anyone know when it will show up on my report?

FICO 8's EX 770 EQ 751 TU 771 (1/16/17)
Amex Gold Premier rewards ( Charge Card)
Amex Blue cash - $47,800 Wells Fargo - $15,000 Citibank Simplicity - $13,800 Barclays Apple - $13,000 Walmart Mastercard - $8000 Chase Slate - $7,200 Discover It - $5,500 Capital One - $5,250
Message 1 of 7
6 REPLIES
Moderator Emeritus

Re: How long for capital one to report CRA ?

YMMV, mine showed before I even got my card.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 7
Highlighted
Established Contributor

Re: How long for capital one to report CRA ?

both mine showed right after the first statements on all three cr

Amex Platinum | Discover IT | Amex BCE | Citi DCB | Chase Sapphire Reserve | Chase Sapphire Preferred | CapOne | NFCU goRewards and CLOC | Chase Freedom | Walmart | Alliant CU Visa | Couple of Biz Cards | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 737/772/752 - Total CL 215+K

Message 3 of 7
Regular Contributor

Re: How long for capital one to report CRA ?

Mine showed up after the second statement cut.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 4 of 7
Valued Contributor

Re: How long for capital one to report CRA ?

I didn't check my reports until after the second statement cut (roughly 75 days after approval), but the card was reporting by then.  Give it a little time, it will get there eventually.


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 5 of 7
Super Contributor

Re: How long for capital one to report CRA ?

I asked a CSR how long it would take when I got my card in the mail, he said a few days after the second statement cuts, and that is when it reported Smiley Tongue 

 

One of the only times a CSR gave me a direct answer Smiley Tongue 

Message 6 of 7
Mega Contributor

Re: How long for capital one to report CRA ?

Typically cap1 can take up to 2 statement cuts to initially report.



EQ FICO 548 3/3/16
Message 7 of 7