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How long for new Amex account to report to CRA ?

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Bay_Area_Joe
Frequent Contributor

How long for new Amex account to report to CRA ?

Can anybody tell me how does AMEX take to report a new account onto your credit report ?

 

Thanks

About 600k in Credit Lines
CSP 29.9k, Citi DP 58.5k, Chase Sams MC 20k, Amex Hilton Surpass 35.6k, Hawaii Air 26k, Discover More 56k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 63.3k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 50k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
Message 1 of 9
8 REPLIES 8
SwedishChef
Member

Re: How long for new Amex account to report to CRA ?

Took 11 business days before I saw the myfico alert

Börk Börk Börk!
Message 2 of 9
OptimasPrime
Frequent Contributor

Re: How long for new Amex account to report to CRA ?

For me they reported to all three cras a few days after the first statement cut (both times). Reported on ex first, then eq, and tu was last but only a few days after ex started reporting 

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Message 3 of 9
SwedishChef
Member

Re: How long for new Amex account to report to CRA ?

That would have been 4 days after my statement cut. So the same experience as Optimas

Börk Börk Börk!
Message 4 of 9
Bay_Area_Joe
Frequent Contributor

Re: How long for new Amex account to report to CRA ?

Online it says my closing date is Feb 3.

 

I guess it is time to wait.

 

I am really just wanting my account to report and hope the backdating works as it should.  My member since date is 1991.

 

To have 22 years added to my AAoA in one shot would be amazing for my scores.

 

Then to think of getting a 2nd Amex product, a revolver, and add another 22 years.  Ohh My Goodness.....

 

Thanks

About 600k in Credit Lines
CSP 29.9k, Citi DP 58.5k, Chase Sams MC 20k, Amex Hilton Surpass 35.6k, Hawaii Air 26k, Discover More 56k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 63.3k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 50k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
Message 5 of 9
Repo-ed
Senior Contributor

Re: How long for new Amex account to report to CRA ?

My CLI from the 3rd hasn't hit yet.

 

My app for the PRG from the 4th hasn't hit yet.

 

My app for the Costco TE from the 7th hasn't hit yet.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 6 of 9
Duncanrr
Valued Contributor

Re: How long for new Amex account to report to CRA ?

None of them will hit until after your next statement.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 7 of 9
nicholasyud
Valued Contributor

Re: How long for new Amex account to report to CRA ?


@Duncanrr wrote:
None of them will hit until after your next statement.

+1

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 8 of 9
Bay_Area_Joe
Frequent Contributor

Re: How long for new Amex account to report to CRA ?

I am amazed....  Thank you for the FORUM>>>>>>>>>>>>>>

 

Backdating worked for me.

 

Account login says 1991 and today I got my EX report from EX and open date shows 1/1/1991.   I am so happy.....

 

Even after the inquiry my EX score jumped 24 points by adding this new trade line.  Nothing else changed from last score.

 

I am sitting at EX score at 742. I am pleased.....

 

I am so happy.

 

I am going for BCE Next or some other AMEX revolver.

 

I have a total of 12 inquires on EX, broken as follows;

1 in Jan 2013 for the AMEX.

3 in Oct 2012

1 in July 2012

2 in April 2012

1 in March 2012

3 in Feb 2012

1 in May 2011

 

 

 

 

About 600k in Credit Lines
CSP 29.9k, Citi DP 58.5k, Chase Sams MC 20k, Amex Hilton Surpass 35.6k, Hawaii Air 26k, Discover More 56k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 63.3k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 50k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
Message 9 of 9
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