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How long it will take for CITI cards to report to a bureau?

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Anonymous
Not applicable

Re: How long it will take for CITI cards to report to a bureau?


@satasat360 wrote:

+1 to Finstar, mine reported even before i received my card. So not activating may not help here.


Since my card is going to cut the statement tomorrow, I should go ahead and app for new cards tonight? 

 

More details/decisions and followups may go to this separate post at http://ficoforums.myfico.com/t5/Credit-Card-Applications/Applying-multiple-cards-with-a-short-AAoA/t...

Message 11 of 19
satasat360
Regular Contributor

Re: How long it will take for CITI cards to report to a bureau?


@Anonymous wrote:

@satasat360 wrote:

+1 to Finstar, mine reported even before i received my card. So not activating may not help here.


Since my card is going to cut the statement tomorrow, I should go ahead and app for new cards tonight? 

 

More details/decisions and followups may go to this separate post at http://ficoforums.myfico.com/t5/Credit-Card-Applications/Applying-multiple-cards-with-a-short-AAoA/td-p/4401242

If you need new cards then go for it

 


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Message 12 of 19
Imperfectfuture
Super Contributor

Re: How long it will take for CITI cards to report to a bureau?


@Anonymous wrote:

OMG, on my CITI credit card account page which I just activated shows :

"Minimum Amount Due on 01-13-2016 : $0"

 

 

So, decision, decision! Magic forum!


Mine was the same.  The statement will cut about 3 to 5 days later, and report to bureaus.  Love my new little card.  Hopes to be a double cash later.

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Message 13 of 19
takeshi74
Senior Contributor

Re: How long it will take for CITI cards to report to a bureau?


@Anonymous wrote:

Since my card is going to cut the statement tomorrow, I should go ahead and app for new cards tonight? 


Don't just decide based on that.  If you have a thin profile then new credit that your profile will safely support will be limited.  Your credit profile doesn't just matter for approvals.  Your creditors will routinely SP your reports so your profile always matters.

 

I'm not saying you're going to get yourself in trouble.  What little info you've provided makes it seem like you'd probably be fine adding another card or two but I can't guarantee that.  It's just a guess based on very little data.

Message 14 of 19
Anonymous
Not applicable

Re: How long it will take for CITI cards to report to a bureau?

I pulled the trigger yesterday. But got two 7-10 messages. Today, I found a denial from BofA, and I am not sure about Chase though. Let's move this discussion to this thread http://ficoforums.myfico.com/t5/Credit-Card-Applications/Applying-multiple-cards-with-a-short-AAoA/t...

 

Thank you guys for the info.

Message 15 of 19
Anonymous
Not applicable

m oRe: How long it will take for CITI cards to report to a bureau?

From opening 4 Citi CC's between myself and my DW recently, their first statement cut varies a little. It's usually not too far from opening, but sometimes a few weeks. Sometimes it happens just a couple days after opening, before you even get the card.

 

It is accurate that they report right on the first statement cut. This could be a surprise for somebody spending aggressively to meet the sign up bonus, without a chance to PIF.

 

Their website indicates what these dates are, so that's nice. "Next Statement Closing Date" right when you click your account link.

Message 16 of 19
Anonymous
Not applicable

Re: m oRe: How long it will take for CITI cards to report to a bureau?

^ sorry for the redundant reply, but I hope that information helps somebody in the future.

Message 17 of 19
Discover2016
Valued Contributor

Re: How long it will take for CITI cards to report to a bureau?

My Citi cards took about a month report.

Gardening until September 2025
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Message 18 of 19
OmarGB9
Community Leader
Super Contributor

Re: How long it will take for CITI cards to report to a bureau?

My citi card reported right away like within a week.

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Message 19 of 19
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