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I have to agree with debtisgood... none of the CC apps asked me for a length of employment, they only wanted to know what my income was. (Of course they also all declined me.)
The auto dealer however, he wanted to not only know the length of employment, but two current pay stubs and last years W2.
Are you guys sure? Here are the two online applications I can share that don't first require you to enter an account number: MIT Federal Credit Union, which requires "years at this job," and Merrill Lynch, which requests both "number of years with company" and "number of years with previous company." I just figured from this, in addition to my conversation with my local (not MIT) credit union, that some employment history was required. My local credit union even said they'd like to see my tax returns to prove income.
My son was approved for a Sears gold MC of 5k cl had just started working in his 2nd day on the job... right out of high school...this was 4 years ago though...then was given a cli a year later to 7250...
For the MITFCU, pick up the phone! Credit unions are generally very good-natured about letting you in on their secrets, meaning that they're not secrets.
pdxuser wrote:
Are you guys sure? Here are the two online applications I can share that don't first require you to enter an account number: MIT Federal Credit Union, which requires "years at this job," and Merrill Lynch, which requests both "number of years with company" and "number of years with previous company." I just figured from this, in addition to my conversation with my local (not MIT) credit union, that some employment history was required. My local credit union even said they'd like to see my tax returns to prove income.