Reply
Established Contributor
cwwatts1202
Posts: 689
Registered: ‎12-01-2011
0

How long should I have cap1 secured..

Before applying for cap1 cash rewards?
Community Leader
Senior Contributor
myjourney
Posts: 26,621
Registered: ‎02-07-2013
0

Re: How long should I have cap1 secured..


cwwatts1202 wrote:
Before applying for cap1 cash rewards?

A year IMO

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


New Contributor
Richierichdollar
Posts: 116
Registered: ‎03-10-2013
0

Re: How long should I have cap1 secured..

Yes I waited around the 10-11 month mark to apply for there cash rewards card after having there secured card. So I say about a year also

Regular Contributor
brindle26
Posts: 212
Registered: ‎08-15-2012
0

Re: How long should I have cap1 secured..

Who really knows with CapOne. My wife and I both had a secured card with them. She got two CLI within 6 months and 2 days, their money not hers. One week after the 6th month she applied for the rewards card and was instanly approved. Me on the other hand got zip from them. I had the better credit and higher income.

Established Contributor
cwwatts1202
Posts: 689
Registered: ‎12-01-2011
0

Re: How long should I have cap1 secured..

That's odd I didn't think they have CLI on the secured..
Established Member
sassyj9374
Posts: 15
Registered: ‎04-15-2013
0

Re: How long should I have cap1 secured..

I started out with my secured card last October. I recieved a CLI in April as well as I applied for their cash reqards and was approved. I think it just depends.

NFCU nREWARDS~ $2500
NavCheck~ $2000
NFCU cash rewards ~$1500
Cap1~ $500
VS ~$350
Cap 1 (sc)~ $300
Walmart $300
Blogger
HiLine
Posts: 2,953
Registered: ‎10-19-2012
0

Re: How long should I have cap1 secured..

if you have a clean file you can even get an Amex issued card after 6 months...


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}