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How long should I have cap1 secured..

Established Contributor

How long should I have cap1 secured..

Before applying for cap1 cash rewards?
Message 1 of 7
6 REPLIES
Super Contributor

Re: How long should I have cap1 secured..


cwwatts1202 wrote:
Before applying for cap1 cash rewards?

A year IMO

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 7
New Contributor

Re: How long should I have cap1 secured..

Yes I waited around the 10-11 month mark to apply for there cash rewards card after having there secured card. So I say about a year also

Message 3 of 7
Regular Contributor

Re: How long should I have cap1 secured..

Who really knows with CapOne. My wife and I both had a secured card with them. She got two CLI within 6 months and 2 days, their money not hers. One week after the 6th month she applied for the rewards card and was instanly approved. Me on the other hand got zip from them. I had the better credit and higher income.

Message 4 of 7
Established Contributor

Re: How long should I have cap1 secured..

That's odd I didn't think they have CLI on the secured..
Message 5 of 7
Established Member

Re: How long should I have cap1 secured..

I started out with my secured card last October. I recieved a CLI in April as well as I applied for their cash reqards and was approved. I think it just depends.

NFCU nREWARDS~ $2500
NavCheck~ $2000
NFCU cash rewards ~$1500
Cap1~ $500
VS ~$350
Cap 1 (sc)~ $300
Walmart $300
Message 6 of 7
Highlighted
Blogger

Re: How long should I have cap1 secured..

if you have a clean file you can even get an Amex issued card after 6 months...

Message 7 of 7