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Fairly new credit holder who has a bunch of questions. Thought I could learn a lot from this site and eventually became an expert like many of you guys! Also, I'm currently 8 months into my Capital One Journey and 1 month into my Discover IT. Which card should I focus on next? I don't plan on traveling much so nothing along that.
There is no one best card. Its really what you want and how you spend your money. In order to better assist, some info is needed. You dont not have to provide everything but the more info the better:
FICO score
Report history: derogatory info, current cards (length/limits)
# Inquires: which agency and dates if possible
Income:
Spending habit: x amt on gas/groceries/entertainment ect
More info needed
INQ's in the last yr?
Baddies?
Fico scores?
UTL?
AAoA
Note I'll also have your post moved to CC forum to better help you
Welcome to the forum