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How long should I wait before applying for another credit card?

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FKS1994
New Member

How long should I wait before applying for another credit card?

Fairly new credit holder who has a bunch of questions. Thought I could learn a lot from this site and eventually became an expert like many of you guys! Also, I'm currently 8 months into my Capital One Journey and 1 month into my Discover IT. Which card should I focus on next? I don't plan on traveling much so nothing along that.

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2 REPLIES 2
JediNeo
Frequent Contributor

Re: How long should I wait before applying for another credit card?

There is no one best card. Its really what you want and how you spend your money. In order to better assist, some info is needed. You dont not have to provide everything but the more info the better:

 

FICO score

Report history: derogatory info, current cards (length/limits)

# Inquires: which agency and dates if possible

Income:

Spending habit: x amt on gas/groceries/entertainment ect

 

 

NFCU Cash Rewards | CSP | Freedom Unlimited | WalMart MC | Target Red MC | Citi Costco | AMEX BCE
Message 2 of 3
myjourney
Super Contributor

Re: How long should I wait before applying for another credit card?

More info needed 

 

INQ's in the last yr?

Baddies?

Fico scores?

UTL?

AAoA

 

Note I'll also have your post moved to CC forum to better help you

Welcome to the forum

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
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