My Visa, which I was approved for and received first, started reporting a couple of weeks ago (I was approved late March). The MC, which I received 3 days after the Visa, was approved for on 3/31, started reporting this last week.
I saw it before I got the alerts that I had new accounts.
The Visa started reporting with a balance (correct), the MC hasn't reported the balance yet.
My scores shot up, EX by about 45 points or so and EQ by about 20 something. I can never see my TU score due to a glitch between FICO and TU (but my true credit score is up too).
It'll be interesting to see what happens when the AMEXs report.
Recently, I've felt like Concord: supposed to be holding off on the apping, but I app'd BOA and Chase last night. BOA...I don't mind if I'm declined: I want to get a foot in the door...hopefully, if they decline me they'll offer the 99/500.
From both of them I got the "let you know in 30..." Better than an instant decline :lol: And that'll probably be de riguer for me right now because of the fraud alert.
I'm going to hold off on Citi until I KNOW, without a doubt, that I'll be approved.
"...what good do your words do if they can't understand you??...."