Reply
Frequent Contributor
Lambo23
Posts: 255
Registered: ‎04-16-2012
0

How long to app for csp?

I got the freedom early this month and I see now that I can maximize my rewards if I also have the csp and ink. I plan on traveling once a month for business starting within the next 2-3 months so it would be nice to have the CSP.
Also what seems to be the approval criteria?
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
0

Re: How long to app for csp?

Can you provide more info on your report, scores and history? Is your freedom your 1st card with chase?
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: How long to app for csp?

We need more info.

Also it may be best to hold that freedom card for a year then app since its a new account.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Lambo23
Posts: 255
Registered: ‎04-16-2012
0

Re: How long to app for csp?

Freedom is my first chase card, yes. My scores are EQ 686(chase pull), TU 700(barclay pull), EX 667(Amex pull).
Aaoa is 1.3 years.
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
0

Re: How long to app for csp?

What's your oldest account history and AAoA?

What's your highest limit and what's your CL for freedom? How many inquiries?

I don't think you will get approved for csp with your current scores. It's best to wait for 6 months to a year and also try to improve your scores in the meantime
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Frequent Contributor
Lambo23
Posts: 255
Registered: ‎04-16-2012
0

Re: How long to app for csp?

Oldest account right now is 3 years next month. Highest limit is 3500. Chase freedom limit is 2k.
I figured I might be dreaming, but hopefully my scores improve and with good history on my freedom they will approve me.
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
0

Re: How long to app for csp?

Try to get your CL increased above 5000 as well. Chase likes to match limits, rather than to be the first lender giving you your highest CL.

Keep your freedom in good standing and you definitely will stand a very high chance in 6-12 months from now.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Frequent Contributor
Lambo23
Posts: 255
Registered: ‎04-16-2012
0

Re: How long to app for csp?

In 6 months my BCE will hopefully be 9k with the 3x CLI. And I will ask for a CLI on the freedom then too.
Frequent Contributor
LisaJ
Posts: 390
Registered: ‎11-06-2008
0

Re: How long to app for csp?

I got a CSP with my only other high CL card being a Home Depot card at $7200. I had also had a Freedom stuck at less than 2k for years. My scores at the time were in the very low 700 range and under. They also raised my CL ony Freedom to 7.5k at the same time. I have a paid tax lien and a 6 year or so AaoA.
WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Frequent Contributor
JaeJae12
Posts: 322
Registered: ‎04-15-2013
0

Re: How long to app for csp?

Hi, I was dumb to apply for the chase sapphire as well when I just got my freedom last week I was deny so don't apply yet. I called back door for recon and was deny as well but the nice analyst suggested that I get one account to have at least 5k limit.. Also he suggest that I let the freedom age abit so it shows how we handle one of their cards.

BCE- 18000 -BOA 123 7000 -Freedom- 7400-Citi Forward- 17700 -Citi TYP- 17800-CSP 22.5k
Garden mode 3/25/14




myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+