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Frequent Contributor
sarkell
Posts: 345
Registered: ‎02-27-2013
0

Re: How long to app for csp?

Csp was my first 5k card. But I had a long aaoa and some old accounts so that probably helped that being said they like to match in general keep that in mind. With a bunch of new I'd wait 6-12 months then you might get a better starting limit.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Frequent Contributor
Lambo23
Posts: 255
Registered: ‎04-16-2012
0

Re: How long to app for csp?

Okay. I'll try to hold off for 6 months. I really need it at least by September because I know I will be traveling a lot. Fingers crossed
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: How long to app for csp?


Lambo23 wrote:
Okay. I'll try to hold off for 6 months. I really need it at least by September because I know I will be traveling a lot. Fingers crossed

Good luck to you!!! Also when you app for CSP as another poster mentioned try to get a CLI on the freedom off of the same HP!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Lambo23
Posts: 255
Registered: ‎04-16-2012
0

Re: How long to app for csp?

Thank you !
Moderator
09Lexie
Posts: 26,592
Registered: ‎09-13-2012
0

Re: How long to app for csp?

Also, it's been suggested to apply in a branch. The sign up offers are/can be better. Good luck!
Frequent Contributor
Lambo23
Posts: 255
Registered: ‎04-16-2012
0

Re: How long to app for csp?

Thanks! I was planning on doing so! What if I need to recon? Call after I leave the branch? How does that work lol
Moderator
09Lexie
Posts: 26,592
Registered: ‎09-13-2012
0

Re: How long to app for csp?

Hopefully you won't have to! Just in case, have your cell ready!
Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: How long to app for csp?

best of luck!

i think you will be fine in 6-12 months. no need to worry.

just don't owe high balances and drag that on :smileytongue:

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

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