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Established Contributor
bahbahd
Posts: 731
Registered: ‎08-12-2011
0

How long to get WF of BoA Secured Card in mail.

Once you are accepted for a WF or BoA secured card, how long did it take for the card to show up? How long it takes to show up will determine how much I can open the card with.

Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: How long to get WF of BoA Secured Card in mail.

WF was pretty quick for me once they had all the funds verified.  In total the entire process from app to receipt of card was about 2-3 weeks.  Cap1 was forever. (I actually apped for WF after Cap1 but got WF first and that was after I had to jump through hoops with WF to setup and clear funds for a savings account).



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Senior Contributor
jsucool76
Posts: 3,672
Registered: ‎12-11-2011
0

Re: How long to get WF of BoA Secured Card in mail.

I got my WF in about a week, not sure about cap1 since it got mailed to my house and my mom shipped it to my @school address.
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Established Contributor
bahbahd
Posts: 731
Registered: ‎08-12-2011
0

Re: How long to get WF of BoA Secured Card in mail.

You guys like WF over BoA huh? Any particular reason?

Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: How long to get WF of BoA Secured Card in mail.

I didn't like the terms of BoA secured card.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Regular Contributor
dude11
Posts: 237
Registered: ‎06-07-2011
0

Re: How long to get WF of BoA Secured Card in mail.

I haven't dealt with WF but bofa's secured card appears to be awesome if not one of the best out there as far as secured cards. They were able to convert my regular secured card to a 1-2-3 rewards secured card with no trouble of just owning the card for 4 months. Plus a lot of success stories of unsecuring after 12 months or even before that of owning it.

 

However, I have read several posts of people disliking WF and not being able to convert their secured cards to unsecured except maybe a handful.

Established Contributor
bahbahd
Posts: 731
Registered: ‎08-12-2011
0

Re: How long to get WF of BoA Secured Card in mail.

Thanks, I think I'm gonna try for a BoA Secured card. Hopefully I won't have any issue still having a med CA on my reports. Darn hospital physician bill for a procedure that never happened. So not paying extra for nothing, expecially when it won't come off the reports.


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