Reply
Established Member
if6was9
Posts: 34
Registered: ‎02-18-2012

How long to wait to apply for Chase Amazon after approved for Freedom?

I was approved for a 3k Chase Freedom card a month ago. I do a lot of shopping on Amazon and at some point would like to apply for the Chase Amazon card. 

 

How long should I wait to apply for another Chase card? My current Equifax Fico is 711. 

Super Contributor
enharu
Posts: 6,828
Registered: ‎02-27-2013

Re: How long to wait to apply for Chase Amazon after approved for Freedom?

How long is your credit history? Do you have any derogs? What other cards do you have?

Most people would recommend you to wait 6-12 months, but if you have a thick file and sufficient income, you can go for it now.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Discover IT (15k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k).
Established Member
if6was9
Posts: 34
Registered: ‎02-18-2012

Re: How long to wait to apply for Chase Amazon after approved for Freedom?

[ Edited ]

My credit history is about 10 years old. I currently have Chase Freedom (3k), BOA Cash Rewards (5k), Capital One (3k), Paypal Smart Connect ($1500).  A car loan I've been paying for a year with no lates. Income is about 40k a year. I have some lates that are 4 years old. Also a paid charge-off that is 4 years old, but was paid in 2010. 

 

I've worked hard to rebuild my credit, so I don't want to make a stupid move and get my Chase Freedom closed just for applying for another card with them...I will wait if I have to.

Established Contributor
calihlove75
Posts: 786
Registered: ‎05-16-2012

Re: How long to wait to apply for Chase Amazon after approved for Freedom?

I waited aprox 3 months between my app for Chase Amazon and my Freedom.

100% Ficos: EX 753, TU 743, Walmart TU fico 749, EQ 739 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-2/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $8000~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $12,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1350
Super Contributor
enharu
Posts: 6,828
Registered: ‎02-27-2013

Re: How long to wait to apply for Chase Amazon after approved for Freedom?

I would recommend you wait 6-12 months just to build up some history with chase, then to apply.

In the meantime you can check out Barclays sallie Mae MasterCard. I think u get 5% for amazon since its considered as a bookstore. Citi forward gives 5% too if you can still apply for it
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Discover IT (15k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k).
Established Member
if6was9
Posts: 34
Registered: ‎02-18-2012

Re: How long to wait to apply for Chase Amazon after approved for Freedom?

[ Edited ]

cool, I'll wait then. Thanks for the advice.

 

The 4 year old paid charge-off is from an old Citi card. Do you think they'll give me another chance?

Super Contributor
enharu
Posts: 6,828
Registered: ‎02-27-2013

Re: How long to wait to apply for Chase Amazon after approved for Freedom?

If its paid off you shouldn't be blacklisted.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Discover IT (15k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k).
Established Member
if6was9
Posts: 34
Registered: ‎02-18-2012

Re: How long to wait to apply for Chase Amazon after approved for Freedom?

isn't citi forward for college students? 

Super Contributor
enharu
Posts: 6,828
Registered: ‎02-27-2013

Re: How long to wait to apply for Chase Amazon after approved for Freedom?

The normal version of forward was discontinued but some say it you can apply for it over the phone. Not sure if true
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Discover IT (15k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k).
Established Member
GoodCreditIsMyGoal
Posts: 54
Registered: ‎03-04-2012

Re: How long to wait to apply for Chase Amazon after approved for Freedom?

I had six months between my Chase Freedom and Amazon Visa.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+