04-16-2013 02:23 PM
I was approved for a 3k Chase Freedom card a month ago. I do a lot of shopping on Amazon and at some point would like to apply for the Chase Amazon card.
How long should I wait to apply for another Chase card? My current Equifax Fico is 711.
04-16-2013 02:24 PM
04-16-2013 02:33 PM - edited 04-16-2013 02:36 PM
My credit history is about 10 years old. I currently have Chase Freedom (3k), BOA Cash Rewards (5k), Capital One (3k), Paypal Smart Connect ($1500). A car loan I've been paying for a year with no lates. Income is about 40k a year. I have some lates that are 4 years old. Also a paid charge-off that is 4 years old, but was paid in 2010.
I've worked hard to rebuild my credit, so I don't want to make a stupid move and get my Chase Freedom closed just for applying for another card with them...I will wait if I have to.
04-16-2013 02:36 PM
I waited aprox 3 months between my app for Chase Amazon and my Freedom.
04-16-2013 02:37 PM
04-16-2013 02:38 PM - edited 04-16-2013 02:40 PM
cool, I'll wait then. Thanks for the advice.
The 4 year old paid charge-off is from an old Citi card. Do you think they'll give me another chance?
04-16-2013 02:40 PM
04-16-2013 02:46 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.