04-16-2013 02:23 PM
I was approved for a 3k Chase Freedom card a month ago. I do a lot of shopping on Amazon and at some point would like to apply for the Chase Amazon card.
How long should I wait to apply for another Chase card? My current Equifax Fico is 711.
04-16-2013 02:24 PM
04-16-2013 02:33 PM - edited 04-16-2013 02:36 PM
My credit history is about 10 years old. I currently have Chase Freedom (3k), BOA Cash Rewards (5k), Capital One (3k), Paypal Smart Connect ($1500). A car loan I've been paying for a year with no lates. Income is about 40k a year. I have some lates that are 4 years old. Also a paid charge-off that is 4 years old, but was paid in 2010.
I've worked hard to rebuild my credit, so I don't want to make a stupid move and get my Chase Freedom closed just for applying for another card with them...I will wait if I have to.
04-16-2013 02:36 PM
I waited aprox 3 months between my app for Chase Amazon and my Freedom.
100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
04-16-2013 02:37 PM
04-16-2013 02:38 PM - edited 04-16-2013 02:40 PM
cool, I'll wait then. Thanks for the advice.
The 4 year old paid charge-off is from an old Citi card. Do you think they'll give me another chance?
04-16-2013 02:40 PM
04-16-2013 02:46 PM
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