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Valued Contributor
Duncanrr
Posts: 2,843
Registered: ‎06-08-2012
0

Re: How many Amex's can one person have??!


adavis425 wrote:

Duncanrr?? :smileytongue:

 

AF for BCP, not BCE. Yeah, it really depends on how many AFs you want to pay. I've a friend with 5.


How the hell did I get dragged into this one?   :smileywink:



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Epic Contributor
Creditaddict
Posts: 20,909
Registered: ‎10-23-2007
0

Re: How many Amex's can one person have??!

Think this has been discussed a few times... each time i have a harder time remembering! lol:

Gold Charge

Optima Platinum Personal

Clear Personal

Blue Personal

 

Gold Charge Business

Platinum Cash Business Revolver

Blue business

JetBLue Business

 

feel like missing 1 or 2... all in the past. at one time before economy the revolving totals with business and personal were around $68k

they started crashing down fast around 08-09... same time as everone else.

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: How many Amex's can one person have??!

ooooooOOooo.. the Clear looks pweetttyyyy LOL

 

but idk, I love my BCE so far. :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
stan_the_man
Posts: 855
Registered: ‎06-29-2010
0

Re: How many Amex's can one person have??!


Revelate wrote:

sandman2435 wrote:

10 is the max you are allowed..these are the ones that are issued the amex


I thought it was a maximum of 5 personal cards?


I know there is a max of 5 revovling personal credit cards, but business and charge cards are not included in that.

 

Amex made me close a revolver when I tried to open the 6th.

 

If anyone is wondering, I also have an Amex charge card and I have more than $50K in credit limits with Amex -- when I closed the one card to get another, I increased my aggregate credit limits by $6K to $10K (so that wasn't the issue).

Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: How many Amex's can one person have??!


youngandcreditwrthy wrote:

ooooooOOooo.. the Clear looks pweetttyyyy LOL

 

but idk, I love my BCE so far. :-)


I just saw the clear...it has no rewards. It seems pretty unworthy of a hard pull...all I noticed was a $25 gift card after you spend a pretty hefty amount. After all that spending, you only get $25 bucks? That's what kills me about the BCE. You have to spend 1k in 90 days to get $100 cash back when you can get the same thing with Chase Freedom but only required to spend $500 in 90 days to get $100 back.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: How many Amex's can one person have??!


maiden_girl wrote:

youngandcreditwrthy wrote:

ooooooOOooo.. the Clear looks pweetttyyyy LOL

 

but idk, I love my BCE so far. :-)


I just saw the clear...it has no rewards. It seems pretty unworthy of a hard pull...all I noticed was a $25 gift card after you spend a pretty hefty amount. After all that spending, you only get $25 bucks? That's what kills me about the BCE. You have to spend 1k in 90 days to get $100 cash back when you can get the same thing with Chase Freedom but only required to spend $500 in 90 days to get $100 back.

 


hmm well if you use it heavily or as a main card its not that bad. 

 

i ran through the 500 on freedom in about 3 weeks. im sure 1k would be no problem on an amex =)

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: How many Amex's can one person have??!

Yeah...LOL took me about that long to get that $100 cashback on Freedom... I'm already $200 spent in on the Amex BCE.... besides, if it's your "everyday" card, you should be able spend that easily. I try to limit my excess spending to about $400 a month anyway, so if I spend $333 a month for three months, BOOOM!  $100 cash from BCE!!!! I'm also planning to take a few trips (Washington and New York) within the next 90 days, so I might just charge those to get closer to that $100 cash. I also plan to PIF even though it's at 0% the first year anyway.

 

another note, A friend of mine actually had an offer for 30,000 after $500 spend within thirty days for the Amex Blue Sky, but she got declined when she applied :-(

 

 

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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