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I found out today that the card will be cancelled on May 25th and it means I need to apply very soon. I had a utilization 'accident' last month because my friends wanted me to book a hotel with my discover because it had a deal. Long story short, they had to get hotel refund very close to my statement closing date. I spent only $400 on my Disco that month for their hotel and I got refunded $400 right before my statement closed. I ended up with 0% utilization which dropped my score from EX from 724 to 708. I had planned to apply next month and it wouldn't be an issue because my utilization would recover but there's no next month in my current situation.
I'm not sure if I should apply for 1, 2, or 3 cards tommorrow. Anyone have a recommendation?
From my experience...704 is not a bad score at all to apply for the BBR rewards card. However, can't really see what your profile looks like but your score is fine....good luck
I think I will have disco send an off cycle report on my current month balances in order to update my report before applying.