"Relationships" in hopes to get credit products:
1. NASA - savings (denied sp credit card when applied for membership)
2. DCU - checkings, savings (future auto/CC, like the free fico 
)
3. Western Federal CU - checking, savings (future PLOC 7%)
4. Coastal Federal CU - savings (future Big Ticket Card 6 months 0% BT per transaction >$600)
5. Charles Schwab - checking for free foreign ATM fee waive (possible future CC?)
Have "relationships" with already credit-wise:
1. Bank of America (oldest relationship since 2010/first CC) - savings, 2 CCs
2. Penfed - checking, savings, CC, PLOC, overdraft, CDs
3. Capital One 360 - checking, saving, investment, CC
4. Alliant Credit Union - checking, savings, secured loan
5. SDFCU - savings, secured CC
6. Bourns Employee Federal CU (local CU) - savings, CC w/ fixed rate 7.49%
7. Amex - savings, 2 CCs
8. US Bank - savings, 2 CCs
@Saleen099 wrote:
@ddemari wrote:Chase soft pulled TransUnion for Checking/ Savings. Credit Unions, yes hard pull expected from the most of them.
+1
Opened PenFed hoping for a cc - denied too many new accounts
Fidelity investment account hoping for 2% Amex - now they have changed their progam while I was waiting to ap 
Local CU checking account for the auto rates
My local CU gave me a HP to open my checking account, another HP when I applied for my loan a couple of months later, and then another HP last summer when they implemented mobile deposits into the checking account via the phone ap. You actually had to "apply" to be eligible to deposit checks into your own checking account. I am afraid to go into a branch for fear of getting a HP
@myjourney wrote:
@pizza1 wrote:
@myjourney wrote:"How many banks/CU's do you have "relationships" with, in hopes to get credit products!
Interesting question and my answer is zip, nada, 0....wow I feel lonely now looking at everyone's answers
The one and only banking institutions which is where my saving and 2 checking accounts are were chosen for other benefits/needs and not for future CC consideration and in fact their CC products suck big time ....Lol but so true now that I think about it
Other than that any other banks I have relationship with is due to installment loans or CC's
awwwww,poor MJ!! Come here, and give Pizza1 a hug
LOL.. Awhhh how sweet ....
I have Chase branchs all around me, and US bank, and BOFA, and Compass Bank, ....I literally could pick my poison. But Chase is really the one Id want back in with, and if opening checking/savings would help facilitate that, Im game! I just dont want any HP's to open a checking/savings at a bank, but I think ddmari already said banks only SP for them, but CU's HP. Correct in most cases
Lots of decisions to make, but Im really leaning towards Chase... Not sure how welcome Id be after the CO/BK with them though. Can they decline a checking/savings app even if Chex is clean?? I would think not if Chex is clean they want your money Lol
However they may not offer you overdraft protection
Years ago I did want a US bank account but I'm not in their footprint or even close....then I got every other major banks cards and to this day this still offer me that dag old secured .....really now you keep that US....I'm good
THEY'RE OUT
Have not had one CU hard pull me for account.
@pizza1 wrote:Better the question should be......"How many banks/CU's do you have "relationships" with, in hopes to get credit products! Thats the real quesion, LOL....
Me...Navy, Penfed, and my local bank. So 3 in all.
I know there are alot of peeps here who have tried to get into CU's for hope of credit products like CC's, car loan, etc....we are all guilty, LOL
edited....Local bank (checking and savings)
Navy (CC, LOC, car loan, checking and savings)
Penfed...(just the share acct for now)
I cannot tell a lie, Pizza1... I have stuffed $$ into many boxes and hoped that they would warm up to me. RBS/Citizens and Suntrust are two that recently reviewed my file after a few months as a checking customer and extended credit.
Penfed saw the blemishes, turned me down, and I haven't asked for anything since, but 2016 is my year to ask when the EQ is clean.
I'm getting recommendations from US Bank finally, but I'm trying to hold off until mid-2016 when the late payments should all disappear.
I annoyed FNBO by applying elsewhere and they shut me down. I've parked some $$ in a few banks that are partnered with First Bankcard in the hopes that maybe they will forgive me and ask me to come back.
PFFCU for one of their awesome low interest credit cards and maybe a house loan in the future.
Bank of America for the checking,savings,credit combo and maybe home loan in future.
*edit*
Atleast I think 9.25% is good 
- Variable rates as low as 9.40% APR
- Same low rate for purchases, cash advances and balance transfers
- NO fee for balance transfers or cash advances
- NO annual fee
- EMV/Chip technology for added security
@Longroad wrote:
@Saleen099 wrote:
@ddemari wrote:Chase soft pulled TransUnion for Checking/ Savings. Credit Unions, yes hard pull expected from the most of them.
+1
Opened PenFed hoping for a cc - denied too many new accounts
Fidelity investment account hoping for 2% Amex - now they have changed their progam while I was waiting to ap
Local CU checking account for the auto rates
My local CU gave me a HP to open my checking account, another HP when I applied for my loan a couple of months later, and then another HP last summer when they implemented mobile deposits into the checking account via the phone ap. You actually had to "apply" to be eligible to deposit checks into your own checking account. I am afraid to go into a branch for fear of getting a HP
DCU will perform HPs for many transactions, with the exception seeming to be preapprovals, which I don't get.
I have been a member since '97. I opened a checking account for a sole proprietor business - resulting in a ChexSystems inquiry and a HP on EQ.
I'm watching my credit score that DCU requests to show 725, and then I'll call to get my existing Visa upgraded finally. There hasn't been a reason to ask since re-evaluating the APR on the account requires a HP, and I was told that the better terms are reserved for those with scores of 725 or higher.
@pizza1 wrote:
@myjourney wrote:"How many banks/CU's do you have "relationships" with, in hopes to get credit products!
Interesting question and my answer is zip, nada, 0....wow I feel lonely now looking at everyone's answers
The one and only banking institutions which is where my saving and 2 checking accounts are were chosen for other benefits/needs and not for future CC consideration and in fact their CC products suck big time ....Lol but so true now that I think about it
Other than that any other banks I have relationship with is due to installment loans or CC's
awwwww,poor MJ!! Come here, and give Pizza1 a hug
I have Chase branchs all around me, and US bank, and BOFA, and Compass Bank, ....I literally could pick my poison. But Chase is really the one Id want back in with, and if opening checking/savings would help facilitate that, Im game! I just dont want any HP's to open a checking/savings at a bank, but I think ddmari already said banks only SP for them, but CU's HP.
Lots of decisions to make, but Im really leaning towards Chase... Not sure how welcome Id be after the CO/BK with them though. Can they decline a checking/savings app even if Chex is clean??
I ran into a few organizations that gave me a hard time last year. Some institutions will give you a hard time just for inquiries on Chex, even if the Chex doesn't have anything negative. Santander wouldn't open a checking account online, but opened one in-person in a branch. I figured I'd let Santander get to know me since many auto dealers like to send applications over to them.
I joined Nasa with just a SP. The craze was over, so I didn't ask for their card.
I joined Nusenda last year. I asked for the Visa, so I wasn't surprised by the HP.
I joined McGraw-Hill and Sun FCU last year; both were SPs.
I had a local CU post a HP. I didn't ask for any loans, so it's on my list to request it be removed.
DCU performs a HP to join. I can't remember how PenFed and USAA were since it's been several years. I did have to learn to stop getting tempted by PenFed's "offers" which never amounted to anything.