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How many Cap1 cards?

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northface28
Established Contributor

How many Cap1 cards?

How many Capital One cards can one hold? Is the limit 2 per individual?
BK Discharged 9/11

Cap1 Quiksilver Visa Signature $41k| Discover IT $24k| Barclays Uber VISA $16.2k|BOA Cash Rewards $8.4k| BOA BBR $6k|AMEX Cash Magnet $12.8k|AMEX BCP $16.6k|Huntington Voice $5.5k|Citi Double Cash $5.7k| US Bank Cash+ $6.5k
Message 1 of 8
7 REPLIES 7
gdale6
Moderator Emeritus

Re: How many Cap1 cards?

AFAIK it is 2 max of main cards, unlimted co-branded.

Message 2 of 8
dannymac44
Established Member

Re: How many Cap1 cards?

I had 3 but I think it was only because one was a HSBC they bought and sent a cap one card. Its been since closed by me.

BoA 123 Cash Signature: $49.4k // Amex Platinum // Amex BCP: $29.4k// Chase Freedom: $19.5k // Chase Reserve: $34k // Chase Amazon Visa: $8.9k // Citi DC: $13k // Citi Simplicity $28k // Citi Dividend: $21.5k // Discover IT: $15.5k // Lowes $35k // Verizon Visa: $10k
Message 3 of 8
MissCredit9
Frequent Contributor

Re: How many Cap1 cards?

You shouldn't NEED more than 1, unless you enjoy having your CR's triple pulled for cards that wont grow with you.



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 4 of 8
Irisa
Senior Contributor

Re: How many Cap1 cards?


@northface28 wrote:
How many Capital One cards can one hold? Is the limit 2 per individual?

I had 2 accounts when I was approved for Quicksilver. I currently have 4, but 1 of those was HSBC.

Message 5 of 8
FastForward
Frequent Contributor

Re: How many Cap1 cards?


@northface28 wrote:
How many Capital One cards can one hold? Is the limit 2 per individual?

OP,

Here's a similar question/thread that was posted just recently that may be helpful for you:

http://ficoforums.myfico.com/t5/Credit-Cards/How-many-Capital-One-accounts-can-you-have/td-p/2763821

 

 

AmEx PRG (NPSL) | AmEx BCP (10k) | AmEx Blue Cash (1k) | AmEx SPG (3.5k) | Barclay Arrival WMC (7.5k) | Barclay Sallie Mae (1.5k) | Cap1 QS (2k) | Chase Freedom (1k) | Discover IT (4.5k) | InTouch (Local) CU MC (5k) | InTouch (Local) CU LOC (25k)

Citi/Best Buy (AU) (1.5k) | Citi/Best Buy (7.5k) | Comenity/Crate & Barrel (4k) | Comenity/Restoration Hardware (9k) | GE/Ethan Allen (2.5k) | Synchrony Bank/Banana Republic (3.3k) | Synchrony Bank/Gap (3.3k) | Synchrony Bank/Walmart (3.3k)

myFICO scores ~ 691 (EQ) 670 (EX) 712 (TU) || Goal scores: 750+ (all 3)
Message 6 of 8
efranklin23
Valued Contributor

Re: How many Cap1 cards?


@MissCredit9 wrote:

You shouldn't NEED more than 1, unless you enjoy having your CR's triple pulled for cards that wont grow with you.


+1. I  wouldn't get too excited about Cap1 one cards. They don't give nice limits and they pull every CB. Unless you're getting their prime cards, I would strongly avoid applying for their cards. 

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 7 of 8
Libra85
Regular Contributor

Re: How many Cap1 cards?

I have 3 cards. The Journey, Quicksilver One, and Quicksliver.






October 2021
Message 8 of 8
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