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How many Cards do/can you actively manage at any one time.

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MACFRME
Frequent Contributor

Re: How many Cards do/can you actively manage at any one time.

Smiley SurprisedIs there some clash with CB I'm unaware of?

Cards I Carry
$7.5K $23K $5k $300(SEC) $500 $300 $1,500 $800 $800
Total Available Credit: $39.7k | FICOS: EX 659 | EQ 661 | TU 673
Message 51 of 77
longtimelurker
Epic Contributor

Re: How many Cards do/can you actively manage at any one time.


@MACFRME wrote:

Smiley SurprisedIs there some clash with CB I'm unaware of?


Yes, in fact links to CB are not allowed as that site (along with tons of useful info and the credit pull db) has sections promoting techniques such as b*.  You have to remember this siteis owned by Fico, who have an interest in maintaining the integrity of their key product.  b* and such damage the value...

Message 52 of 77
MACFRME
Frequent Contributor

Re: How many Cards do/can you actively manage at any one time.

Hmmmm. Okay. Thanks longtimelurker. I had not thought about that at all.... YOLO
Cards I Carry
$7.5K $23K $5k $300(SEC) $500 $300 $1,500 $800 $800
Total Available Credit: $39.7k | FICOS: EX 659 | EQ 661 | TU 673
Message 53 of 77
09Lexie
Moderator Emerita

Re: How many Cards do/can you actively manage at any one time.

@MACFRAME

Regarding the 'forum that remains nameless' myFICO differs from other credit forums because myFICO's Credit Repair Discussion Guidelines, Terms of Service and User Guidelines prohibit the promotion of certain types of credit repair ie b* is a big no-no.

These rules are in place because myFICO provides credit reports. By providing credit reports, myFICO must abide by the (CROA) Credit Repair Organizations Act and part of that law prohibits myFICO from offering illegal or unethical credit repair advice, or appear as a credit repair organization.
Message 54 of 77
chwebb1
Established Contributor

Re: How many Cards do/can you actively manage at any one time.

Could someone tell me what "b*" means? I've never heard that term before, and I can't think of a term that starts with "b" involving credit.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 55 of 77
MACFRME
Frequent Contributor

Re: How many Cards do/can you actively manage at any one time.

I think Lexie and longtimelurker have made it clear that "the thing that shall not be named" must no be discussed here. However, I think a Google search may yield results for those people who may need to research those "unmentionable" acts for academic and theoretical purposes.
Cards I Carry
$7.5K $23K $5k $300(SEC) $500 $300 $1,500 $800 $800
Total Available Credit: $39.7k | FICOS: EX 659 | EQ 661 | TU 673
Message 56 of 77
myjourney
Super Contributor

Re: How many Cards do/can you actively manage at any one time.


@chwebb1 wrote:

Could someone tell me what "b*" means? I've never heard that term before, and I can't think of a term that starts with "b" involving credit.


A term not to be discussed here sorry 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 57 of 77
longtimelurker
Epic Contributor

Re: How many Cards do/can you actively manage at any one time.

Not a credit phrase, roughly bumpage and google will tell you the rest.

Message 58 of 77
chwebb1
Established Contributor

Re: How many Cards do/can you actively manage at any one time.

I Googled it... seems like a waste of time and money to me.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 59 of 77
SunriseEarth
Moderator Emeritus

Re: How many Cards do/can you actively manage at any one time.


@chwebb1 wrote:

I Googled it... seems like a waste of time and money to me.


+1.  I Googled, too.  Seems like you'd be better off using the money spent to pay down your balances and boost your UTIL (which is a much bigger factor in the scores, anyway).



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Message 60 of 77
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