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@Jake0215 wrote:
For those that have 3 or more, could you share your limits, cards, and time between apps? I am sitting on two, csp, and select, I'm very seriously contemplating opening a checking if I could get approved for the freedom. I'm more worried about reaching their internal limit as opposed to just getting declined for the card. I know I could pull from my other cards if need be. Any idea how they decide your internal limit? I know it is a proprietary formula, but there has to be some evidence.
I've read that when you get your first JPMC CC, that's the max they're comfortable with giving you aggregately. It's not true from my experience though. I would definitely call the lending department right after submitting your Freedom app to explain your situation.
@Jake0215 wrote:
For those that have 3 or more, could you share your limits, cards, and time between apps? I am sitting on two, csp, and select, I'm very seriously contemplating opening a checking if I could get approved for the freedom. I'm more worried about reaching their internal limit as opposed to just getting declined for the card. I know I could pull from my other cards if need be. Any idea how they decide your internal limit? I know it is a proprietary formula, but there has to be some evidence.
First 2 apps were the Freedom and Slate done 09/2011 at the same time. Both approved limits of 6500 and 7000 with a TU score of about 770. I did recieve a $300 bonus upon first purchase no minimum spend. The JPM Select was 2 or 3 weeks ago. TU score was 753; instant approval for another 7000.