@Jake0215 wrote:
For those that have 3 or more, could you share your limits, cards, and time between apps? I am sitting on two, csp, and select, I'm very seriously contemplating opening a checking if I could get approved for the freedom. I'm more worried about reaching their internal limit as opposed to just getting declined for the card. I know I could pull from my other cards if need be. Any idea how they decide your internal limit? I know it is a proprietary formula, but there has to be some evidence.
- Palladium - Applied in mid-2011 - $75k limit
- CSP - Applied in early-April 2012 - $15k limit
- Freedom - Applied in mid-April 2012 - $15k limit (initially $3k, had them CLI to match my other JPMC lines)
I've read that when you get your first JPMC CC, that's the max they're comfortable with giving you aggregately. It's not true from my experience though. I would definitely call the lending department right after submitting your Freedom app to explain your situation.
TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)
J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
