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How many Credit Cards do you have?

Established Member
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Re: How many Credit Cards do you have?

5 credit cards 1 store card my score is in the mid 700's

Message 31 of 58
New Contributor
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Re: How many Credit Cards do you have?

 


TheCreditKid wrote:

Were you denied before?


Yes due to high usage and old baddies.

 

Message 32 of 58
Regular Contributor
/* 72.130.41.250*/

Re: How many Credit Cards do you have?

Hadn't seen this post, I'll bite the bullet.

 

Oldest to newest,

 

 

                                        Opened    InitialCL    Actual

Macy's                            3/2003      $    200     $1,200

1st Premier                 11/2003      $   250      Closed 10/2004

Dell Preferred                9/2004      $1,200     $4,500   

Chase (now Slate)       9/2004      $1,800     $1,800   

SEARS Citi MC            10/2004     $1,500     $3,100 (CLD'd from $3,300)

FNBO                              3/2007      $3,500     $3,500

Lowe's Project Card    6/2009       $3,000    $3,000

CITI Diamond Pref.     10/2010      $8,700    $8,700

AmEx Blue Cash         11/2010      $8,300    $8,300

 


Starting Score: EQ 737--TU 742
Nov/2010: EQ 737--TU 742
Nov/2011: TU 753
Goal Score: EQ 800--TU 800


Take the FICO Fitness Challenge
Message 33 of 58
Established Contributor
/* 72.130.41.250*/

Re: How many Credit Cards do you have?

Macy's: 24.5% 1,400 11/2001
BofA Worldpoints Visa: 10.99% 10,000 7/2003
Chase Freedom: 17.24% 6,500 (on ice indefinitely) 3/2007
AMEX Blue Cash: 15.24% 10,000 2/2008
Citi Dividend Platinum Select: 12.99% 9,400 12/2010

Total CL: 37,300

____________________
FICOs: (as of 12-10-08): EX 759 | (as of 01-24-10): EQ 794 TU 756 EX ? | (as of 3-17-11): EQ 794 TU 790 EX ?

Until Chase lowers my ridiculously high APR they can kiss my patootie! Their card has been retired to the sockdrawer. Smiley Mad
Message 34 of 58
Established Contributor
/* 72.130.41.250*/

Re: How many Credit Cards do you have?

hmm lets see

 

Hooters 1k CL

Kays Jewelers 2.5k

WF home projects 6.6k

Jc Penny 200

Ashley Furniture 4k

Nationwide Visa 2.5k

UMB Guide dog card 2k

BB store card 850

Target store card 1k

Citi plat MC 12.5k

BOA AMEX 3.5k

USAA plat MC (AU) 3k

USAA plat MC 3k

Alliant visa 5k

BB RZ MC 750

BB RZ MC 600

Dell 2.5k

 

Yeah a bit overboard  But quite a few of those are sockdrawered. I might toss something on them here and there

Message 35 of 58
Established Contributor
/* 72.130.41.250*/

Re: How many Credit Cards do you have?

Mine are...

 

Chase PerfectCard MC  3k

Chase Freedom Visa (prev Plat)  2k

Chase Freedom Visa  5k

Discover  2k

BofA Accel Amex  10k

Macys Amex   8k

Macys   1.5k

US Bank FlexPerks Visa  8k

Gap Visa  2k

Best Buy Store Card   3.3k

CFNA   1.8k

Citi Plat Select MC  4.2k

Citi AA Amex  6k

Chase Southwest Visa  5k

 

I'm done for a while..  Smiley Wink

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 36 of 58
Regular Contributor
/* 72.130.41.250*/

Re: How many Credit Cards do you have?


TheCreditKid wrote:

man.. you guys have a lot of credit cards....


 

What he said...


Starting Scores: 667 EQ 09/2013 | 682 TU08 01/2014 | 689 EX 06/2014(via AMEX CLI)
Current Scores: 667 EQ 09/2013 | 735 TU08 12/2016 | 748 EX 12/2016

AMEX BCE $25K | AMEX Zync NPSL | Cap1 Quicksilver MC $6.9K | NFCU Visa Signature cashRewards $20K
NFCU NavChek $15K | PenFed Visa Platinum Cash Rewards $5.9K | Target Visa $11K | Comenity VS $6K | Walmart $4.5K
Message 37 of 58
Frequent Contributor
/* 72.130.41.250*/

Re: How many Credit Cards do you have?

3 Visa/Mastercards:

 

1. Nasa Federal Credit Union Visa Classic  - $1200

2. HSBC 2% Mastercard - $420

3. First Premier Mastercard - $350

 

 

5 store cards:

1. Jareds - $1900

2. JCPenneys Gold Rewards - $1200

3. Macy's - $850 (credit line decreased from $1500)

4. Bloomingdale's - $1500

5. Care Credit - $1500

 

 

My primary card(s) are actually my debit cards. Though, I've been trying to put more things on my actual credit cards so the weight is taken off of my debit cards.

Message 38 of 58
Established Contributor
/* 72.130.41.250*/

Re: How many Credit Cards do you have?

Haha, why did I post this thread?! It only makes me want to app some more!!!! Haha JK, I can control myself.  I think Smiley Tongue

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Message 39 of 58
Valued Contributor
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Re: How many Credit Cards do you have?


TheCreditKid wrote:

Haha, why did I post this thread?! It only makes me want to app some more!!!! Haha JK, I can control myself.  I think Smiley Tongue


We all know better! Smiley Wink

Good Luck
May all your dreams and wishes become a reality!
Message 40 of 58