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How many Credit Cards do you have?

Regular Contributor

Re: How many Credit Cards do you have?

Just 4, still waiting on the Kay card so I can put it in a sock (I really do, put it in a dirty sock and into my gun safe)... I am also waiting on my CapOne replacement, as my old card no longer would read.

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TU: 648 05/14/11| EQ: 691 05/14/11| EX: ??? | NO BADDIES!
What's in my wallet?: AMEX Green, BoA Cash Rewards Platinum Plus CL $2000, CapOne Platinum CL $1500, CFE Platinum Cash CL $1500, Chase Amazon CL $1000, Kay Jewelers CL $1000
Message 51 of 58
Moderator Emerita

Re: How many Credit Cards do you have?

 


dytch2220 wrote:

I can now officially say "one".

 

Cap One Secured Visa $200 CL.


 

Thumbs up to you!

 

Keep your eyes open and make note of what CC's will work for you on down the line.

 

Make them work for you, not you for them. Smiley Wink

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 52 of 58
Valued Contributor

credit card collection hobby

10 bank (revolving)

5 store   (revolving)

 

total limit 55k

 

wish i had umb; kind of wish i had apped intially for gm hsbc platinum. waiting for my low limit hsbc best buy platinum; will replace this with my current subprime gold best buy mc.

Message 53 of 58
Super Contributor

Re: credit card collection hobby

 


scottwagnon wrote:

10 bank (revolving)

5 store   (revolving)

 

total limit 55k

 

wish i had umb; kind of wish i had apped intially for gm hsbc platinum. waiting for my low limit hsbc best buy platinum; will replace this with my current subprime gold best buy mc.


That's not a good card and they give very low limits.  I closed my GM HSBC last year.  It was the first card I closed when I cleaned up my portfolio.  . 

 

Message 54 of 58
Valued Contributor

Re: credit card collection hobby

21 major cards + 5 store cards + 3 LOC's + 2 special accounts (Macy's furniture and jewelery accounts)

IN VINO VERITAS.
Message 55 of 58
Valued Contributor

Re: credit card collection hobby

5 CC's 1 Store Card.

 

 


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Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
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Message 56 of 58
Valued Member

Re: How many Credit Cards do you have?

5 personal 3 biz. I might get another one in the next few months, but I would probably close one with a lower limit/AF.

 

I really don't want more than 5 or 6 just from an accounting standpoint.

 

What do you people with so many cards use to manage them all? Quicken, a calendar, post-it notes, or what?

Message 57 of 58
Regular Contributor

Re: credit card collection hobby

My wife's GM card has a limit of $20,500.
Message 58 of 58